Canara Bank
Canara Bank • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
Exhaustive 2026 MITC audit: Entire retail lineup operates on a unique 'Zero Annual Fee + Inactivity Penalty' model (₹0 joining & ₹0 annual fees). Inactivity fees apply strictly if annual turnover falls below tier thresholds: Signature ₹1,000 (< ₹2 Lakhs); World & Select ₹300 (< ₹1 Lakh); Platinum ₹200 (< ₹50,000); Gold ₹150 (< ₹25,000); Classic ₹100 (< ₹12,000). Standard reward rate of 2 RP per ₹100 spent (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry). Standard 3.0% forex markup. Railway surcharge: ₹30 + 2.5% at counter, 1% + min ₹10 via IRCTC online. Fuel surcharge waiver: 1% on transactions > ₹400 with min ₹2,500 non-fuel spend in billing cycle (max ₹100/mo). Nov 2026 EMI processing fee: 2% (min ₹100, max ₹499 + GST).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Reward: Earn 2 Canara Reward Points per ₹100 spent on all POS and e-commerce retail transactions (1 RP = ₹0.25, 0.50% return, strictly 3-year expiry).
Key Advantage:
Key Advantage:
Key Advantage:
Key Advantage: High-tier RuPay Select debit card with unconditional international lounge access and ₹10L insurance