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Card Families & Product Suites

Co-branded consumer brands and flagship bank product series. CardIntel groups related card products under a single family for discovery while strictly preserving each variant's independent legal issuer terms, fees, rewards, and lounge access rules.

Canonical Card Identity Rule: A card family is never merged into a single generic record. Multi-issuer co-brands (e.g. Scapia with Federal, BOBCARD, Axis) and distinct product tiers (e.g. Regalia vs Regalia Gold) maintain independent MITC provenance and non-blended scores.
FinTech Platforms & Multi-Bank Partners

Multi-Issuer Co-Branded Platforms

7 Registered Platforms
TRAVEL3 Issuing Banks

Scapia

One travel-card brand. Multiple issuing-bank variants.

Scapia is a travel-fintech platform offering zero forex markup and travel rewards on flight and hotel bookings. Rather than issuing credit cards directly, Scapia partners with RBI-regulated banks (Federal Bank, BOBCARD, and Axis Bank) who legally issue and underwrite the cards.

Reward: Scapia Coins
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REWARDS6 Issuing Banks

OneCard

Mobile-first metal credit card co-branded across 6 regulated banking partners.

OneCard is an app-first metal credit card co-branded across multiple regulated banks (Federal Bank, BOBCARD, SBM Bank India, South Indian Bank, Indian Bank, and CSB Bank).

Reward: OnePoints
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CASHBACK2 Issuing Banks

Kiwi

Credit on UPI rewards platform partnered with leading banks.

Kiwi offers virtual RuPay credit cards powered by partner banks (Axis Bank, Punjab National Bank) for scanning QR codes and earning UPI cashback.

Reward: Kiwi Kwiqs
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CASHBACK3 Issuing Banks

Jupiter Edge

UPI & Digital credit cards powered by CSB Bank & Federal Bank.

Jupiter Edge is an app-first credit card experience offering seamless UPI scan-and-pay cashback with real-time rewards in Jewels. Credit lines are issued by CSB Bank and Federal Bank.

Reward: Jewels
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TRAVEL2 Issuing Banks

ixigo

Travel credit card offering zero forex markup and premium lounge benefits.

The ixigo co-branded credit card offers travelers zero forex markup on international spends, complimentary domestic airport and railway lounge visits, and 10% instant discounts on flight and bus bookings via ixigo.

Reward: ixigo money / AU Reward Points
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CASHBACK3 Issuing Banks

super.money

UPI-first credit cards backed by Utkarsh SFB and Axis Bank.

super.money is Flipkart's fintech platform offering co-branded credit cards on the RuPay network delivering up to 3% instant cashback on merchant UPI QR transactions.

Reward: SuperCash
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TRAVEL2 Issuing Banks

Uni Cards

Smart credit cards offering zero forex markup and flexible revolving credit.

Uni Cards delivers transparent digital credit experiences including zero forex markup travel cards and 1/3rd split credit lines in partnership with regulated banks.

Reward: Uni Cash / Rewards
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Core Banking Product Suites

Bank Product Series & Co-Brands

11 Product Series
CASHBACK2 Product Variants

PhonePe HDFC Bank

UPI-first rewards credit cards powered by HDFC Bank and PhonePe.

The PhonePe HDFC Bank credit card product family brings seamless scan-and-pay UPI transactions, accelerated rewards across the PhonePe ecosystem, and tiered benefits through the Uno and Ultimo variants.

Reward: PhonePe Cashback / Points
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CASHBACK3 Product Variants

Swiggy HDFC Bank

India's premier food, grocery, and dining co-branded credit card series.

The Swiggy HDFC Bank credit card family offers industry-leading cashback on Swiggy food ordering, Instamart, and Dineout, paired with 5% online shopping cashback and tailored tier variants.

Reward: Swiggy Money Cashback
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REWARDS2 Product Variants

Tata Neu HDFC Bank

Comprehensive rewards across the Tata ecosystem and UPI payments.

The Tata Neu HDFC Bank card family delivers accelerated NeuCoins across Tata brands (BigBasket, Croma, 1mg, Air India, Tata CLiQ) and scan-and-pay UPI transactions via RuPay.

Reward: NeuCoins
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CASHBACK4 Product Variants

HDFC Bank Pixel

India's born-digital credit card series built for customized lifestyle cashback.

The HDFC Bank Pixel series allows cardholders to customize choice merchant cashback categories, select payment networks, and manage instant digital onboarding directly via PayZapp.

Reward: Pixel CashPoints
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REWARDS2 Product Variants

Shoppers Stop HDFC Bank

Premier retail fashion rewards with accelerated First Citizen points.

Co-branded retail cards offering tier-upgrades to First Citizen Club, shopping vouchers, and accelerated reward points on fashion and department store spends.

Reward: First Citizen Points
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TRAVEL3 Product Variants

HDFC Bank Regalia

India's benchmark premium travel and lifestyle credit card suite.

The HDFC Bank Regalia family represents the benchmark in Indian premium credit cards, delivering airport lounge access, accelerated flight/hotel bookings via SmartBuy, and gold-standard milestone privileges.

Reward: Regalia Reward Points
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TRAVEL3 Product Variants

HDFC Bank Diners Club

Super-premium global travel, luxury dining, and golf privileges.

The exclusive Diners Club partnership with HDFC Bank brings global airport lounge access, 1:1 reward transfers, luxury golf access, and 10,000 bonus points on milestone spends.

Reward: Diners Reward Points
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REWARDS2 Product Variants

HDFC Bank Business Regalia

Dedicated business travel, expense management, and vendor payment rewards.

The Business Regalia series empowers business owners, proprietors, and MSMEs with enhanced credit limits, tax payment rewards, and international business lounge access.

Reward: Business Reward Points
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REWARDS4 Product Variants

HDFC Bank Purchase Commercial

Corporate procurement, vendor payables, and enterprise B2B spend management.

HDFC Bank's specialized Commercial Purchase card suite streamlines corporate procurement, reconciles GST invoices, and provides extended credit periods for B2B supplier transactions.

Reward: Commercial Cashback / Points
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TRAVEL2 Product Variants

IRCTC HDFC Bank

Exclusive train ticket booking discounts and railway lounge access across India.

Co-branded railway travel card providing up to 5% savings on train ticketing via IRCTC website/app, transaction charge waivers, and access to executive railway lounges across Indian railway stations.

Reward: IRCTC Reward Points
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REWARDS1 Product Variants

novio

Secured FD-backed credit cards with UPI rewards and zero annual fees.

novio is a credit platform powered by Credilio offering FD-backed secured credit cards with zero annual fees, high FD interest, and novio Coins on UPI and merchant spending.

Reward: novio Coins
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