CardIntel Canonical Product Family
HDFC Bank Diners Club Credit Cards
Super-premium global travel, luxury dining, and golf privileges.
The exclusive Diners Club partnership with HDFC Bank brings global airport lounge access, 1:1 reward transfers, luxury golf access, and 10,000 bonus points on milestone spends.
CardIntel Canonical Architecture Note: Issued exclusively by HDFC Bank Limited on the Discover / Diners Club International payment network.
2 Product Tier Variants
Jump to Full Variant Comparison
HDFC Bank Diners Club Privilege Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹2500
Forex Markup
3.50%
Network
Diners Club
Rewards
Reward Points
HDFC Bank Diners Club Black Metal Edition
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹10000
Forex Markup
3.50%
Network
Diners Club
Rewards
Reward Points
Full Deterministic Variant Comparison
Compare HDFC Bank Diners Club Series Variants & Specifications
Full specification comparison across fees, reward return schedules, airport lounge access, UPI support, and eligibility criteria.
| Specification / Metric | HDFC Diners Privilege | HDFC Diners Black Metal |
|---|---|---|
| 1. Product Identity & Network | ||
| Official Product Name | HDFC Bank Diners Club Privilege Credit Card | HDFC Bank Diners Club Black Metal Edition |
| Legal Card Issuer | HDFC Bank(BANK) | HDFC Bank(BANK) |
| Payment Network | Diners Club | Diners Club |
| Form Factor | Physical + Virtual | Physical + Virtual |
| 2. Fees & Spend Waivers | ||
| Joining Fee | ₹2500 + GST | ₹10000 + GST |
| Annual Renewal Fee | ₹2500 + GST | ₹10000 + GST |
| Renewal Waiver Rule | Annual fee waived on spending ₹3,00,000 or more in the preceding anniversary year. | Annual fee waived on spends of ₹8,00,000 or more in the previous anniversary year. |
| 3. Rewards & Cashback Return | ||
| Reward Currency | Reward Points | Reward Points |
| Base Reward Rate | 1-2% return on retail spends | 1-2% return on retail spends |
| Accelerated Multipliers | Partner merchant tier benefits apply | Partner merchant tier benefits apply |
| Monthly Reward Capping | Subject to standard category fair-use caps | Subject to standard category fair-use caps |
| 4. Travel, Lounge & Forex | ||
| Forex Markup Fee | 3.50% | 3.50% |
| Domestic Lounge Access | 8 visits/yr | 999 visits/yr |
| International Lounge | Priority Pass standard rates apply | Priority Pass standard rates apply |
| 5. UPI Payments & Utilities | ||
| RuPay UPI QR Support | Not Available (POS/Online) | Not Available (POS/Online) |
| Fuel Surcharge Waiver | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) |
| 6. Eligibility & Underwriting | ||
| Minimum Monthly Income | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month |
| Recommended CIBIL Score | 720+ | 720+ |
| Card Terms & Review | Full Card Specs | Full Card Specs |
100% verified against official banking MITC filings and partner regulatory schedules.
Independent CardIntel Scoring & MITC Governance Active