CardIntel Canonical Product Family
IRCTC HDFC Bank Credit Cards
Exclusive train ticket booking discounts and railway lounge access across India.
Co-branded railway travel card providing up to 5% savings on train ticketing via IRCTC website/app, transaction charge waivers, and access to executive railway lounges across Indian railway stations.
CardIntel Canonical Architecture Note: Issued by HDFC Bank Limited in partnership with Indian Railway Catering and Tourism Corporation (IRCTC).
1 Regulated Issuing-Bank Variant
HDFC Bank IRCTC Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹499
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points