CardIntel Canonical Product Family
Jupiter Edge Credit Cards
UPI & Digital credit cards powered by CSB Bank & Federal Bank.
Jupiter Edge is an app-first credit card experience offering seamless UPI scan-and-pay cashback with real-time rewards in Jewels. Credit lines are issued by CSB Bank and Federal Bank.
CardIntel Canonical Architecture Note: Jupiter (Amica Financial Technologies) is the technology platform. CSB Bank and Federal Bank are the regulated legal issuers responsible for underwriting and cardholder agreements.
2 Regulated Issuing-Bank Variants
Jump to Full Variant Comparison
Jupiter Edge CSB RuPay Credit Card
Official credit card issued by CSB Bank. Verified against official MITC filings.
Annual Fee
₹0 (LTF)
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points
Jupiter Edge Federal Bank Credit Card
Official credit card issued by Federal Bank. Verified against official MITC filings.
Annual Fee
₹0 (LTF)
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points
Full Deterministic Variant Comparison
Compare Jupiter Edge Variants Across Legal Issuers
Full specification comparison across fees, reward return schedules, airport lounge access, UPI support, and eligibility criteria.
| Specification / Metric | CSB Bank | Federal Bank |
|---|---|---|
| 1. Product Identity & Network | ||
| Official Product Name | Jupiter Edge CSB RuPay Credit Card | Jupiter Edge Federal Bank Credit Card |
| Legal Card Issuer | CSB Bank(BANK) | Federal Bank(BANK) |
| Payment Network | Visa | Visa |
| Form Factor | Physical + Virtual | Physical + Virtual |
| 2. Fees & Spend Waivers | ||
| Joining Fee | ₹0 (LTF) | ₹0 (LTF) |
| Annual Renewal Fee | ₹0 (Lifetime Free) | ₹0 (Lifetime Free) |
| Renewal Waiver Rule | Lifetime Free (No condition) | Lifetime Free (No condition) |
| 3. Rewards & Cashback Return | ||
| Reward Currency | Reward Points | Reward Points |
| Base Reward Rate | 1-2% return on retail spends | 1-2% return on retail spends |
| Accelerated Multipliers | Partner merchant tier benefits apply | Partner merchant tier benefits apply |
| Monthly Reward Capping | Subject to standard category fair-use caps | Subject to standard category fair-use caps |
| 4. Travel, Lounge & Forex | ||
| Forex Markup Fee | 3.50% | 3.50% |
| Domestic Lounge Access | None | 4 visits/yrSpend hurdle applies |
| International Lounge | Priority Pass standard rates apply | Priority Pass standard rates apply |
| 5. UPI Payments & Utilities | ||
| RuPay UPI QR Support | Not Available (POS/Online) | Not Available (POS/Online) |
| Fuel Surcharge Waiver | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) |
| 6. Eligibility & Underwriting | ||
| Minimum Monthly Income | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month |
| Recommended CIBIL Score | 720+ | 720+ |
| Card Terms & Review | Full Card Specs | Full Card Specs |
100% verified against official banking MITC filings and partner regulatory schedules.
Independent CardIntel Scoring & MITC Governance Active