CardIntel Canonical Product Family
HDFC Bank Pixel Credit Cards
India's born-digital credit card series built for customized lifestyle cashback.
The HDFC Bank Pixel series allows cardholders to customize choice merchant cashback categories, select payment networks, and manage instant digital onboarding directly via PayZapp.
CardIntel Canonical Architecture Note: Pixel Play, Pixel Go, and Pixel Times cards are fully digital credit cards issued directly by HDFC Bank Limited.
2 Product Tier Variants
Jump to Full Variant Comparison
HDFC Bank Pixel Go Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹250
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points
HDFC Bank Pixel Play Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹500
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points
Full Deterministic Variant Comparison
Compare HDFC Bank Pixel Series Variants & Specifications
Full specification comparison across fees, reward return schedules, airport lounge access, UPI support, and eligibility criteria.
| Specification / Metric | HDFC Bank Pixel Go Credit Card | HDFC Bank Pixel Play Credit Card |
|---|---|---|
| 1. Product Identity & Network | ||
| Official Product Name | HDFC Bank Pixel Go Credit Card | HDFC Bank Pixel Play Credit Card |
| Legal Card Issuer | HDFC Bank(BANK) | HDFC Bank(BANK) |
| Payment Network | Visa | Visa |
| Form Factor | Physical + Virtual | Physical + Virtual |
| 2. Fees & Spend Waivers | ||
| Joining Fee | ₹250 + GST | ₹500 + GST |
| Annual Renewal Fee | ₹250 + GST | ₹500 + GST |
| Renewal Waiver Rule | Annual fee waived on spending ₹50,000 in the preceding anniversary year. | Annual fee waived on spending ₹1,00,000 in the preceding anniversary year. |
| 3. Rewards & Cashback Return | ||
| Reward Currency | Reward Points | Reward Points |
| Base Reward Rate | 1-2% return on retail spends | 1-2% return on retail spends |
| Accelerated Multipliers | Partner merchant tier benefits apply | Partner merchant tier benefits apply |
| Monthly Reward Capping | Subject to standard category fair-use caps | Subject to standard category fair-use caps |
| 4. Travel, Lounge & Forex | ||
| Forex Markup Fee | 3.50% | 3.50% |
| Domestic Lounge Access | None | None |
| International Lounge | Priority Pass standard rates apply | Priority Pass standard rates apply |
| 5. UPI Payments & Utilities | ||
| RuPay UPI QR Support | Not Available (POS/Online) | Not Available (POS/Online) |
| Fuel Surcharge Waiver | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) |
| 6. Eligibility & Underwriting | ||
| Minimum Monthly Income | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month |
| Recommended CIBIL Score | 720+ | 720+ |
| Card Terms & Review | Full Card Specs | Full Card Specs |
100% verified against official banking MITC filings and partner regulatory schedules.
Independent CardIntel Scoring & MITC Governance Active