Swiggy HDFC Bank Credit Cards
India's premier food, grocery, and dining co-branded credit card series.
The Swiggy HDFC Bank credit card family offers industry-leading cashback on Swiggy food ordering, Instamart, and Dineout, paired with 5% online shopping cashback and tailored tier variants.
HDFC Bank Swiggy Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Swiggy BLCK HDFC Bank Credit Card
Premium co-branded cashback card offering 10% cashback on Swiggy (min ₹249), 5% on top e-commerce platforms (min ₹100), 4 golf games/lessons per year, and complimentary 3-month Swiggy BLCK membership.
Swiggy Ornge HDFC Bank Credit Card
Accessible co-branded cashback card offering 5% cashback on Swiggy and top partner apps, 1% base retail cashback, and complimentary 12-month Swiggy One membership.
Compare Swiggy HDFC Bank Series Variants & Specifications
Full specification comparison across fees, reward return schedules, airport lounge access, UPI support, and eligibility criteria.
| Specification / Metric | HDFC Bank Swiggy Credit Card | Swiggy BLCK HDFC | Swiggy Ornge HDFC |
|---|---|---|---|
| 1. Product Identity & Network | |||
| Official Product Name | HDFC Bank Swiggy Credit Card | Swiggy BLCK HDFC Bank Credit Card | Swiggy Ornge HDFC Bank Credit Card |
| Legal Card Issuer | HDFC Bank(BANK) | HDFC Bank(BANK) | HDFC Bank(BANK) |
| Payment Network | Visa | Mastercard | Visa |
| Form Factor | Physical + Virtual | Physical + Virtual | Physical + Virtual |
| 2. Fees & Spend Waivers | |||
| Joining Fee | ₹1000 + GST | ₹1000 + GST | ₹500 + GST |
| Annual Renewal Fee | ₹1000 + GST | ₹1000 + GST | ₹500 + GST |
| Renewal Waiver Rule | Waived on annual spend of ₹2,00,000 or more (excluding rent, wallet, fuel, EMI). | Applicable as per MITC | Applicable as per MITC |
| 3. Rewards & Cashback Return | |||
| Reward Currency | Reward Points | Reward Points | Reward Points |
| Base Reward Rate | 1-2% return on retail spends | 1-2% return on retail spends | 1-2% return on retail spends |
| Accelerated Multipliers | Partner merchant tier benefits apply | Partner merchant tier benefits apply | Partner merchant tier benefits apply |
| Monthly Reward Capping | Subject to standard category fair-use caps | Subject to standard category fair-use caps | Subject to standard category fair-use caps |
| 4. Travel, Lounge & Forex | |||
| Forex Markup Fee | 3.50% | 3.50% | 3.50% |
| Domestic Lounge Access | None | None | None |
| International Lounge | Priority Pass standard rates apply | Priority Pass standard rates apply | Priority Pass standard rates apply |
| 5. UPI Payments & Utilities | |||
| RuPay UPI QR Support | Not Available (POS/Online) | Not Available (POS/Online) | Not Available (POS/Online) |
| Fuel Surcharge Waiver | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) |
| 6. Eligibility & Underwriting | |||
| Minimum Monthly Income | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month |
| Recommended CIBIL Score | 720+ | 720+ | 720+ |
| Card Terms & Review | Full Card Specs | Full Card Specs | Full Card Specs |