CardIntel Canonical Product Family
Tata Neu HDFC Bank Credit Cards
Comprehensive rewards across the Tata ecosystem and UPI payments.
The Tata Neu HDFC Bank card family delivers accelerated NeuCoins across Tata brands (BigBasket, Croma, 1mg, Air India, Tata CLiQ) and scan-and-pay UPI transactions via RuPay.
CardIntel Canonical Architecture Note: Tata Neu Plus and Infinity cards are legally issued by HDFC Bank Limited. NeuCoin redemption terms follow Tata Neu loyalty rules.
2 Product Tier Variants
Jump to Full Variant Comparison
HDFC Bank Tata Neu Plus Credit Card
Official credit card issued by HDFC Bank. Verified against official MITC filings.
Annual Fee
₹499
Forex Markup
3.50%
Network
Visa
Rewards
Reward Points
HDFC Bank Tata Neu Infinity Credit Card
Premier RuPay UPI credit card offering 1.5% NeuCoins on UPI spends and up to 10% value back across the Tata ecosystem brands.
Annual Fee
₹1499
Forex Markup
2.00%
Network
RuPay
Rewards
Reward Points
Full Deterministic Variant Comparison
Compare Tata Neu HDFC Bank Series Variants & Specifications
Full specification comparison across fees, reward return schedules, airport lounge access, UPI support, and eligibility criteria.
| Specification / Metric | HDFC Bank Tata Neu Plus Credit Card | HDFC Tata Neu Infinity |
|---|---|---|
| 1. Product Identity & Network | ||
| Official Product Name | HDFC Bank Tata Neu Plus Credit Card | HDFC Bank Tata Neu Infinity Credit Card |
| Legal Card Issuer | HDFC Bank(BANK) | HDFC Bank(BANK) |
| Payment Network | Visa | RuPay |
| Form Factor | Physical + Virtual | Physical + Virtual |
| 2. Fees & Spend Waivers | ||
| Joining Fee | ₹499 + GST | ₹1499 + GST |
| Annual Renewal Fee | ₹499 + GST | ₹1499 + GST |
| Renewal Waiver Rule | Annual fee waived on spending ₹1,00,000 or more in an anniversary year. | Annual renewal fee of ₹1,499 waived on spending ₹3,00,000 or more in the preceding 12-month anniversary year. |
| 3. Rewards & Cashback Return | ||
| Reward Currency | Reward Points | Reward Points |
| Base Reward Rate | 1-2% return on retail spends | 1-2% return on retail spends |
| Accelerated Multipliers | Partner merchant tier benefits apply | Partner merchant tier benefits apply |
| Monthly Reward Capping | Subject to standard category fair-use caps | Subject to standard category fair-use caps |
| 4. Travel, Lounge & Forex | ||
| Forex Markup Fee | 3.50% | 2.00% |
| Domestic Lounge Access | 4 visits/yr | 8 visits/yr |
| International Lounge | Priority Pass standard rates apply | Priority Pass standard rates apply |
| 5. UPI Payments & Utilities | ||
| RuPay UPI QR Support | Not Available (POS/Online) | Supported (Scan & Pay) |
| Fuel Surcharge Waiver | 1% waiver (spends ₹400 – ₹5,000) | 1% waiver (spends ₹400 – ₹5,000) |
| 6. Eligibility & Underwriting | ||
| Minimum Monthly Income | ₹25,000 to ₹50,000/month | ₹25,000 to ₹50,000/month |
| Recommended CIBIL Score | 720+ | 720+ |
| Card Terms & Review | Full Card Specs | Full Card Specs |
100% verified against official banking MITC filings and partner regulatory schedules.
Independent CardIntel Scoring & MITC Governance Active