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ICICI Bank • Visa • Platinum Tier

Platinum Debit Card

CardIntel Score: 58/100
Zero CIBIL RequiredVerified
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ICICI Bank
Platinum
DEBIT
Cardholder Account
ICICI Bank Platinum Debit Card
Visa
Annual Fee
₹150 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Available for all standard ICICI Bank savings and salary account customers

Top Advantage & Why It Matters

Accessible low-cost everyday debit card with ICICI Rewards points and dining discounts

About Platinum Debit Card

The Platinum Debit Card is a Platinum tier debit product issued by ICICI Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from ICICI Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for ICICI Bank Platinum Debit Card are derived directly from ICICI Bank's official bank filings.

Official Documentation URL:https://www.icicibank.com/personal-banking/cards/debit-card/platinum-card
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ICICI Bank Platinum Debit Card
ICICI Bank • Platinum
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