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ICICI Bank • Mastercard • World Tier

Sapphiro Debit Card

CardIntel Score: 57/100
Zero CIBIL RequiredVerified
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ICICI Bank
World
DEBIT
Cardholder Account
ICICI Bank Sapphiro Debit Card
Mastercard
Annual Fee
₹1,999 + GST
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
World (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Requires ₹3,000 spend in preceding calendar quarter

Top Advantage & Why It Matters

Double reward points on international spends, 8 lounges/yr and BookMyShow BOGO

About Sapphiro Debit Card

The Sapphiro Debit Card is a World tier debit product issued by ICICI Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from ICICI Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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4 ICICI reward points per ₹100 spent on domestic transactions
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8 reward points per ₹100 on international transactions
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2 complimentary domestic airport lounges per quarter
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Buy 1 Get 1 Free on BookMyShow tickets (up to ₹250 off, max 2 times/month)

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for ICICI Bank Sapphiro Debit Card are derived directly from ICICI Bank's official bank filings.

Official Documentation URL:https://www.icicibank.com/personal-banking/cards/debit-card
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ICICI Bank Sapphiro Debit Card
ICICI Bank • World
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