Verified EntityPRIVATE SECTOR BANK
J&K Bank
The Jammu & Kashmir Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
Active Cards4Verified Products
Lifetime Free2Zero Annual Fee
Lounge Access3Airport Lounges
Discontinued0Archived Cards
CardIntel Overview:
J&K Bank issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.
Categories:Consumer Cards4
J&K Bank Eminent Credit Card
Jammu & Kashmir Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
★ New Card
J&K Bank Eminent Credit CardScore 56/100• Limited
₹0 Cost (Fee Waived)
Joining Fee₹0 (Free)
Annual Fee
₹1,500/yrWaived at ₹3L/yr
Reward TypeReward Points
Best SuitedPREMIUM
Key Reward: 2 Reward Points per ₹100 spent
Verified 1 Sep 2026 • Bank MITC
100% Deterministic ProvenanceJ&K Bank Platinum Privilege Credit Card
Jammu & Kashmir Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
★ New Card
J&K Bank Platinum Privilege Credit CardScore 58/100• Limited
₹0 Cost (LTF)
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedGOVERNMENT EMPLOYEE
Key Reward: 2 Reward Points per ₹100 spent
Verified 1 Sep 2026 • Bank MITC
100% Deterministic ProvenanceJ&K Bank Platinum Credit Card
Jammu & Kashmir Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
★ New Card
J&K Bank Platinum Credit CardScore 50/100• Limited
₹0 Cost (Fee Waived)
Joining Fee₹500
Annual Fee
₹500/yrWaived at ₹1L/yr
Reward TypeReward Points
Best SuitedREWARDS
Key Reward: 2 Reward Points per ₹100 spent
Verified 1 Sep 2026 • Bank MITC
100% Deterministic ProvenanceJ&K Bank Secured Credit Card
Jammu & Kashmir Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
★ New CardFD-Backed • Min FD: ₹25,000
J&K Bank Secured Credit CardScore 42/100• Weak
₹0 Cost (LTF)
Min Deposit₹25,000
Income ProofZero Required
Annual FeeLifetime Free
Approval100% Guaranteed
Key Reward: 2 Reward Points per ₹100 spent
Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance