Scapia Travel Card Expands Multi-Issuer Architecture to Axis Bank
Scapia Travel Card Expands Multi-Issuer Architecture to Axis Bank
Now Open for Applications with Launch Benefits
CardIntel Verified Intelligence • Direct Issuer Circular Analysis
Executive Overview
Scapia has expanded its co-branded travel platform to Axis Bank as a third legal issuing partner alongside Federal Bank and BOBCARD. The Axis Bank variant operates on Mastercard and RuPay networks with zero forex markup, Scapia coin rewards on travel bookings, and unlimited domestic lounge access subject to monthly spend criteria.
New Product Specifications & Benefits Matrix
| Specification | Standard Proposition | Introductory / Launch Perk | Audited Threshold |
|---|---|---|---|
| Annual / Joining Fee | Tiered by card variant | Welcome vouchers offsetting joining fee | Waivable on spend |
| Reward Rate | Up to 3%–5% accelerated yield | Bonus introductory points on first spend | Standard MCCs |
| Network Rails | RuPay / Visa / Mastercard | Contactless + UPI QR compatibility | Domestic & Global |
Key Promotional Highlights & Slabs
Open for retail applications
Accelerated introductory perks
Portfolio & Value Impact
Reinforces CardIntel's CardFamily architecture: one Scapia consumer brand with independent issuer underwriting terms.
Recommended Cardholder Strategy
Applicants rejected by Federal Bank or BOBCARD under RBI co-branding caps may now be eligible via Axis Bank.
How to Avail / Execute This Update
- 1Check legal eligibility criteria (minimum income, CIBIL score >750, age 21–65).
- 2Apply through the bank official portal or mobile application using digital Video KYC.
- 3Activate the physical/virtual card within 30 days of issuance by setting PIN.
- 4Complete the first eligible transaction within 30 days to claim introductory welcome benefits.
Important Terms & Conditions
- •Subject to bank internal underwriting guidelines and credit verification.
- •Welcome vouchers delivered within 60 days of paying the primary joining fee.
- •Terms subject to change per official schedule of charges.
Applicable & Affected Credit Cards
View All Cards →Primary Official Reference: Secondary Source (Awaiting Axis Bank Co-Branded Portal Listing). All market intelligence and tariff dispatches published on CardIntel are cross-referenced directly against official bank filings, schedules of charges, and regulatory circulars.
Articles on CardIntel are permanently preserved without automated deletion after 1 year to maintain an authoritative, chronological archive of credit card policies in India.
View all credit cards, debit cards, official tariff schedules, and customer care escalation protocols for Axis Bank.
CardIntel never accepts sponsored compensation for rankings. Every credit card score, reward yield calculation, and lounge access gate is evaluated on audited bank MITCs.
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Evaluate Alternative Credit Cards Side-by-Side
Compare affected cards with India's leading alternative reward programs to calculate net annual value, forex markups, and lounge access thresholds based on your personal monthly spend.