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Punjab National Bank • Mastercard • Platinum Tier

Mastercard Platinum Debit Card

CardIntel Score: 55/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Punjab National Bank
Platinum
DEBIT
Cardholder Account
Mastercard Platinum Debit Card
Mastercard
Annual Fee
₹250 + GST
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Requires ₹3,000 preceding spend

Top Advantage & Why It Matters

Airport lounge access with Mastercard dining deals and PNB Rewardz

About Mastercard Platinum Debit Card

The Mastercard Platinum Debit Card is a Platinum tier debit product issued by Punjab National Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Punjab National Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Domestic airport lounge access across key Indian hubs
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Mastercard Moments dining privileges and entertainment offers
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PNB Rewardz points on all merchant retail spending

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Mastercard Platinum Debit Card are derived directly from Punjab National Bank's official bank filings.

Official Documentation URL:https://www.pnbindia.in/debit-cards.html
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Mastercard Platinum Debit Card
Punjab National Bank • Platinum
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