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Punjab National Bank • Visa • Select Tier

RuPay Select Debit Card

CardIntel Score: 57/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Punjab National Bank
Select
DEBIT
Cardholder Account
RuPay Select Debit Card
Visa
Annual Fee
₹750 + GST (Joining: ₹500; annual fee waived on 1 swipe/quarter)
Domestic Lounge
1 visit/quarter
International Lounge
2 visits/year
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Select (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires minimum income eligibility of ₹5.00 Lakhs per annum

Top Advantage & Why It Matters

Accessible RuPay Select wellness stack with fee waiver on just 1 swipe per quarter

About RuPay Select Debit Card

The RuPay Select Debit Card is a Select tier debit product issued by Punjab National Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Punjab National Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for RuPay Select Debit Card are derived directly from Punjab National Bank's official bank filings.

Official Documentation URL:https://www.pnbindia.in/rupay-select-card.html
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RuPay Select Debit Card
Punjab National Bank • Select
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