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Verified EntitySMALL FINANCE BANK

Utkarsh SFB

Utkarsh Small Finance Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified

Active Cards5Verified Products
Lifetime Free1Zero Annual Fee
Lounge Access2Airport Lounges
Discontinued0Archived Cards
CardIntel Overview:

Utkarsh SFB issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.

BOBCARD ETERNA
Utkarsh Small Finance Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
Visa
▲ Upgraded
Score 60/100• Limited
₹0 Cost (Fee Waived)
Utkarsh Small Finance Bank Eternal Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹1,999/yrWaived at ₹1.5L/yr
Reward TypeReward Points
Best SuitedAFFLUENT

Key Reward: Flat 1.25% Cashback on eligible retail spends.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Utkarsh Small Finance Bank Rhodium Credit Card
Utkarsh Small Finance Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
Visa
★ New Card
Score 61/100• Moderate
₹0 Cost (Fee Waived)
Utkarsh Small Finance Bank Rhodium Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹4,999/yrWaived at ₹5L/yr
Reward TypeReward Points
Best SuitedSUPER AFFLUENT

Key Reward: Flat 1.25% Cashback on eligible retail spends. 4 complimentary domestic airport lounge visits per calendar quarter. Reduced 3.0% forex markup.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Utkarsh Small Finance Bank SmartGen Credit Card
Utkarsh Small Finance Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
Visa
★ New Card
Score 52/100• Limited
₹0 Cost (Fee Waived)
Utkarsh Small Finance Bank SmartGen Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹199/yrWaived at ₹50,000/yr
Reward TypeReward Points
Best SuitedENTRY LEVEL

Key Reward: Flat 1% Cashback on eligible retail spends.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Utkarsh Small Finance Bank Wish Credit Card
Utkarsh Small Finance Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
RuPay
★ New Card
Score 52/100• Limited
₹0 Cost (Fee Waived)
Utkarsh Small Finance Bank Wish Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹499/yrWaived at ₹50,000/yr
Reward TypeReward Points
Best SuitedUPI

Key Reward: Up to 3% Reward Points on PhonePe recharges & bills, 1% on preferred merchants via PhonePe UPI. 200 RP milestone bonus on ₹15,000 monthly spend.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Utkarsh Small Finance Bank super.money RuPay Credit Card
Utkarsh Small Finance Bank
Verified Card
MITC VerifiedCARDINTEL VERIFIED
RuPay
★ New Card
Score 50/100• Weak
₹0 Cost (LTF)
super.money Utkarsh Small Finance Bank RuPay Credit Card
Issued by:Utkarsh Small Finance BankPlatform:super.money
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedUPI COBRAND

Key Reward: Up to 3% instant cashback on merchant UPI QR transactions via the super.money app. Lifetime Free.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance