
Utkarsh SFB
Utkarsh Small Finance Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
Utkarsh SFB issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.

Key Reward: Flat 1.25% Cashback on eligible retail spends.

Key Reward: Flat 1.25% Cashback on eligible retail spends. 4 complimentary domestic airport lounge visits per calendar quarter. Reduced 3.0% forex markup.

Key Reward: Flat 1% Cashback on eligible retail spends.

Key Reward: Up to 3% Reward Points on PhonePe recharges & bills, 1% on preferred merchants via PhonePe UPI. 200 RP milestone bonus on ₹15,000 monthly spend.

Key Reward: Up to 3% instant cashback on merchant UPI QR transactions via the super.money app. Lifetime Free.
