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Axis Bank • Visa • Platinum Tier

Liberty Debit Card

CardIntel Score: 70/100
Zero CIBIL RequiredVerified
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Axis Bank
Platinum
DEBIT
Cardholder Account
Liberty Debit Card
Visa
Annual Fee
₹300 + GST (Lifetime Free for Liberty Salary accounts)
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Salary Account
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Tied to Liberty Savings or Salary Account

Top Advantage & Why It Matters

Flat 5% weekend cashback credited directly to bank account (up to ₹6,000/yr) + quarterly lounge access on salary variant

About Liberty Debit Card

The Liberty Debit Card is a Platinum tier debit product issued by Axis Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Axis Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

✓
5% flat weekend cashback directly into your bank account on food, entertainment, shopping, and travel
✓
Monthly cashback capped at ₹500 per month (delivering up to ₹6,000 hard cash back per year)
✓
1 complimentary domestic airport lounge visit per quarter (exclusive to salary account variants)
✓
Personal accidental insurance cover up to ₹5 Lakh and purchase protection
✓
Annual fee of ₹300 waived for Liberty Salary account holders

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Liberty Debit Card are derived directly from Axis Bank's official bank filings.

Official Documentation URL:https://www.axisbank.com/retail/cards/debit-cards/liberty-debit-card
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Liberty Debit Card
Axis Bank • Platinum
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