Quick:
Home›Debit Cards›Kotak Mahindra Bank›811 Super Debit Card
Kotak Mahindra Bank
Platinum
DEBIT
Cardholder Account
811 Super Debit Card
Visa
Kotak Mahindra Bank • Visa • Platinum Tier

811 Super Debit Card

Account-Linked • Zero CIBIL Required
CardIntel Score: 71/100 • Good
Verified
Annual Fee
₹399 (incl. GST)
Forex Markup
3.5%
Domestic Lounge
None
International Lounge
None
2026 Qualifying Condition & Spend Hurdle

Requires Kotak 811 Super Savings Account; applicable debit-card fee/renewal charge as specified in the current 811 GSFC.

Top Advantage & Why It Matters

5% direct monthly cashback up to ₹6,000/year on digital spends

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from Kotak Mahindra Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

5% flat cashback up to ₹500/month on eligible POS & e-commerce spend
Qualifying condition: minimum ₹10,000 monthly account credit required
Discounts on Swiggy, BookMyShow & Amazon

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for 811 Super Debit Card are derived directly from Kotak Mahindra Bank's official bank filings.

Official Documentation URL:https://images.kotak.bank.in/bank/mailers/2026/files/811_GSFC_Jul_26.pdf
Open Official Source

CardIntel Score v1.1

71/100
Good

Holding & Account Checklist

Issuing BankKotak Mahindra Bank
Card NetworkVisa
Card TierPlatinum
Annual Fee₹399 (incl. GST)
Forex Markup3.5%
Lounge / QtrNone
Bank MITC ScheduleBack to All Debit Cards
811 Super Debit Card
Kotak Mahindra Bank • Platinum
Apply Now →