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Axis Bank • Mastercard • Platinum Tier

Value+ Debit Card

CardIntel Score: 65/100
Zero CIBIL RequiredVerified
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Axis Bank
Platinum
DEBIT
Cardholder Account
Value+ Debit Card
Mastercard
Annual Fee
₹750 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Any Savings Account
Card Tier
Platinum (Mastercard)
Top Advantage & Why It Matters

Flat 5% hard cashback on grocery purchases every month where credit cards yield zero rewards

About Value+ Debit Card

The Value+ Debit Card is a Platinum tier debit product issued by Axis Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Axis Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Delivers a flat 5% cashback on grocery spends every month directly credited to bank account
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Lucrative savings on household essentials where credit cards actively exclude grocery MCCs
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Accelerated EDGE Reward points on online utility bills and household recharges
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Complimentary fraud liability protection and purchase insurance up to ₹50,000

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Value+ Debit Card are derived directly from Axis Bank's official bank filings.

Official Documentation URL:https://www.axisbank.com/retail/cards/debit-cards
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Value+ Debit Card
Axis Bank • Platinum
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