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Axis Bank • Mastercard • World Tier

Prestige Debit Card

CardIntel Score: 70/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Axis Bank
World
DEBIT
Cardholder Account
Prestige Debit Card
Mastercard
Annual Fee
₹999 + GST (Free with Prestige Account)
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5% (+ 3.5% DCC fee on intl INR)
Account Eligibility
Account Linkage Required
Card Tier
World (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Requires ₹10,000 spend in preceding 3 calendar months for lounge access (effective 1 Sept 2026); 3.5% DCC markup applies on intl INR txns

Top Advantage & Why It Matters

Multi-category cashback across fuel/travel plus monthly BookMyShow BOGO (₹10,000 spend hurdle for lounge)

About Prestige Debit Card

The Prestige Debit Card is a World tier debit product issued by Axis Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Axis Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

✓
Cashback on Fuel, Shopping & Travel categories
✓
3X EDGE reward points on online merchant transactions
✓
Dining Delights: up to 15% off across 10,000+ restaurants
✓
Buy 1 Get 1 free movie ticket on BookMyShow every month

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Prestige Debit Card are derived directly from Axis Bank's official bank filings.

Official Documentation URL:https://www.axisbank.com/retail/cards/debit-cards
Open Official Source
Prestige Debit Card
Axis Bank • World
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