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Verified EntityPRIVATE SECTOR BANK

Bandhan Bank

Bandhan Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified

Active Cards4Verified Products
Lifetime Free0Zero Annual Fee
Lounge Access3Airport Lounges
Debit Cards4Audited Catalog
CardIntel Overview:

Major private sector bank offering consumer credit cards (Sparks, Ignite, Flare, Lumina) in partnership with Mastercard.

Bandhan Bank Sparks Credit Card credit card artwork
★ New Card
Score 59/100• Limited
₹0 Cost (Fee Waived)
Bandhan Bank Sparks Credit Card
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Joining Fee₹499
Annual Fee
₹499/yrWaived at ₹75,000/yr
Reward TypeReward Points
Best SuitedRewards

Key Reward: 1-2% return on retail spends

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Bandhan Bank Ignite Credit Card credit card artwork
★ New Card
Score 65/100• Moderate
₹0 Cost (Fee Waived)
Bandhan Bank Ignite Credit Card
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Joining Fee₹999
Annual Fee
₹999/yrWaived at ₹1.5L/yr
Miles ProgramAir Miles
Best SuitedTravel

Key Miles: 1-2% return on retail spends

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Bandhan Bank Flare Credit Card credit card artwork
★ New Card
Score 69/100• Moderate
₹0 Cost (Fee Waived)
Bandhan Bank Flare Credit Card
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Joining Fee₹2,499
Annual Fee
₹2,499/yrWaived at ₹3.5L/yr
Miles ProgramAir Miles
Best SuitedTravel

Key Miles: 1-2% return on retail spends

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Bandhan Bank Lumina Credit Card credit card artwork
★ New Card
Score 71/100• Good
₹0 Cost (Fee Waived)
Bandhan Bank Lumina Credit Card
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Joining Fee₹4,999
Annual Fee
₹4,999/yrWaived at ₹6L/yr
Miles ProgramAir Miles
Best SuitedLifestyle

Key Miles: 1-2% return on retail spends

Metal Card
Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
Avni Debit Card
Bandhan Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New CardDebit CardFeatured ConsumerScore 45/100Spend-Gated Lounge
Avni Debit Card• Bandhan Bank
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Annual Fee₹250 + GST
Lounge Access1 visit/quarter
Forex Markup3.5%
NetworkVisa • Platinum

Key Advantage: Curated women-focused lifestyle debit card with movie perks, lounge access, and wellness discounts

Verified • Bank MITC
Bank Terms
Elite Debit Card
Bandhan Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New CardDebit CardFeatured ConsumerScore 57/100
Elite Debit Card• Bandhan Bank
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Annual Fee₹500 + GST (Waived with Elite Banking)
Lounge Access2 visits/quarter
Forex Markup3.0%
NetworkVisa • Signature

Key Advantage: Elevated ₹5 Lakh daily purchase limit and domestic lounge access for Elite banking clients

Verified • Bank MITC
Bank Terms
Legacy Debit Card
Bandhan Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New CardDebit CardFeatured ConsumerScore 60/100
Legacy Debit Card• Bandhan Bank
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Annual FeeLifetime Free (Legacy HNI Account)
Lounge Access4 visits/quarter
Forex Markup2.0%
NetworkVisa • Infinite

Key Advantage: Massive ₹10 Lakh daily POS limit with 8 international airport lounge visits per year

Verified • Bank MITC
Bank Terms
RuPay Platinum Debit Card
Bandhan Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
RuPay
▼ DowngradedDebit CardFeatured ConsumerScore 47/100Spend-Gated Lounge
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Annual Fee₹300 + GST
Lounge Access2 visits/quarter
Forex Markup3.5%
NetworkRuPay • Platinum

Key Advantage: Domestic and international lounge access with ₹5,000 quarterly spend threshold

Domestic lounge access after ₹5,000 qualifying spendInternational airport lounge visits across South Asia
Verified • Bank MITC
Bank Terms