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Bandhan Bank
Platinum
DEBIT
Cardholder Account
RuPay Platinum Debit Card
RuPay
Bandhan Bank • RuPay • Platinum Tier

RuPay Platinum Debit Card

Account-Linked • Zero CIBIL Required
CardIntel Score: 47/100 • Weak
Verified
Annual Fee
₹300 + GST
Forex Markup
3.5%
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/year
2026 Qualifying Condition & Spend Hurdle

Requires ₹5,000 qualifying spend in preceding quarter

Top Advantage & Why It Matters

Domestic and international lounge access with ₹5,000 quarterly spend threshold

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from Bandhan Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Domestic lounge access after ₹5,000 qualifying spend
International airport lounge visits across South Asia
Personal accidental death insurance cover of ₹2 Lakh

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for RuPay Platinum Debit Card are derived directly from Bandhan Bank's official bank filings.

Official Documentation URL:https://bandhanbank.com/personal/cards/debit-cards
Open Official Source

CardIntel Score v1.1

47/100
Weak

Holding & Account Checklist

Issuing BankBandhan Bank
Card NetworkRuPay
Card TierPlatinum
Annual Fee₹300 + GST
Forex Markup3.5%
Lounge / Qtr2 visits/quarter
Bank MITC ScheduleBack to All Debit Cards
RuPay Platinum Debit Card
Bandhan Bank • Platinum
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