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Central Bank of India • RuPay • Select Tier

Business Debit Card

CardIntel Score: 61/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Central Bank of India
Select
DEBIT
Cardholder Account
Business Debit Card
RuPay
Annual Fee
₹400 + GST
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/year
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Select (RuPay)
Top Advantage & Why It Matters

Domestic & international lounge access plus ₹20L air insurance on RuPay Select

About Business Debit Card

The Business Debit Card is a Select tier debit product issued by Central Bank of India on the RuPay payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Central Bank of India's official schedule of charges and Most Important Terms and Conditions (MITC).

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Cent Rewardz points on all business transactions
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Domestic & international airport lounge visits
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Comprehensive insurance: ₹10 Lakh accident cover & ₹20 Lakh air accident
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₹2 Lakh purchase protection & checked baggage loss cover

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Business Debit Card are derived directly from Central Bank of India's official bank filings.

Official Documentation URL:https://www.centralbankofindia.co.in/en/debit-cards
Open Official Source
Business Debit Card
Central Bank of India • Select
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