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Federal Bank • Mastercard • World Tier

Celesta Debit Card

CardIntel Score: 73/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Federal Bank
World
DEBIT
Cardholder Account
Federal Bank Celesta Debit Card
Mastercard
Annual Fee
₹1,500 + GST (Free with Celesta Account)
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/year
Forex Markup
2.0%
Account Eligibility
Wealth Account
Card Tier
World (Mastercard)
Top Advantage & Why It Matters

Domestic + international lounge access with accelerated travel reward points

About Celesta Debit Card

The Celesta Debit Card is a World tier debit product issued by Federal Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Federal Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Complimentary domestic & international airport lounge visits
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Accelerated Federal Reward points on dining and travel spends
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Dining discounts at premium hotel restaurants across South India

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Federal Bank Celesta Debit Card are derived directly from Federal Bank's official bank filings.

Official Documentation URL:https://www.federalbank.co.in/debit-cards
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Federal Bank Celesta Debit Card
Federal Bank • World
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