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ICICI Bank • Mastercard • Classic Tier

Expressions Debit Card

CardIntel Score: 53/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
ICICI Bank
Classic
DEBIT
Cardholder Account
ICICI Bank Expressions Debit Card
Mastercard
Annual Fee
₹499 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Classic (Mastercard)
Top Advantage & Why It Matters

Personalized card design with dining discounts and retail reward points

About Expressions Debit Card

The Expressions Debit Card is a Classic tier debit product issued by ICICI Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from ICICI Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

✓
Personalized custom card design with personal photos or curated gallery
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1 ICICI reward point per ₹100 on retail shopping transactions
✓
Special discounts on partner dining outlets under ICICI Culinary Treats
✓
Zero liability protection on lost or stolen card reporting

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for ICICI Bank Expressions Debit Card are derived directly from ICICI Bank's official bank filings.

Official Documentation URL:https://www.icicibank.com/personal-banking/cards/debit-card/expressions-debit-card
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ICICI Bank Expressions Debit Card
ICICI Bank • Classic
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