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ICICI Bank
Platinum
DEBIT
Cardholder Account
ICICI Bank Rubyx Debit Card
Visa
ICICI Bank • Visa • Platinum Tier

Rubyx Debit Card

Account-Linked • Zero CIBIL Required
CardIntel Score: 55/100 • Limited
Verified
Annual Fee
₹999 + GST
Forex Markup
3.5%
Domestic Lounge
1 visit/quarter
International Lounge
None
2026 Qualifying Condition & Spend Hurdle

Requires ₹3,000 spend in preceding quarter

Top Advantage & Why It Matters

Balanced lifestyle rewards with quarterly lounge entry and BookMyShow discount

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from ICICI Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Accelerated reward points on domestic dining and apparel
1 complimentary domestic lounge access per quarter
25% discount up to ₹150 on BookMyShow tickets (twice a month)
Zero liability on lost card and comprehensive personal accident insurance

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for ICICI Bank Rubyx Debit Card are derived directly from ICICI Bank's official bank filings.

Official Documentation URL:https://www.icicibank.com/personal-banking/cards/debit-card
Open Official Source

CardIntel Score v1.1

55/100
Limited

Holding & Account Checklist

Issuing BankICICI Bank
Card NetworkVisa
Card TierPlatinum
Annual Fee₹999 + GST
Forex Markup3.5%
Lounge / Qtr1 visit/quarter
Bank MITC ScheduleBack to All Debit Cards
ICICI Bank Rubyx Debit Card
ICICI Bank • Platinum
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