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SBI • RuPay • Platinum Tier

IndianOil Debit Card

CardIntel Score: 74/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
SBI
Platinum
DEBIT
Cardholder Account
IndianOil Debit Card
RuPay
Annual Fee
₹200 + GST
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (RuPay)
2026 Qualifying Condition & Spend Hurdle

Requires active quarterly spend under RuPay norms

Top Advantage & Why It Matters

Co-branded IndianOil fuel savings with 6X reward points and RuPay UPI lounge

About IndianOil Debit Card

The IndianOil Debit Card is a Platinum tier debit product issued by SBI on the RuPay payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from SBI's official schedule of charges and Most Important Terms and Conditions (MITC).

✓
0.75% cashback on IndianOil fuel purchases across India
✓
6X reward points per ₹100 spent at IndianOil petrol pumps
✓
RuPay UPI enabled for direct QR merchant scan & pay
✓
1 complimentary domestic airport lounge visit per quarter via RuPay network

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for IndianOil Debit Card are derived directly from SBI's official bank filings.

Official Documentation URL:https://sbi.co.in/web/personal-banking/cards/debit-card/indianoil-sbi-debit-card
Open Official Source
IndianOil Debit Card
SBI • Platinum
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