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SBI • Mastercard • Platinum Tier

Premium Debit Card

CardIntel Score: 59/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
SBI
Platinum
DEBIT
Cardholder Account
Premium Debit Card
Mastercard
Annual Fee
₹350 + GST
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Requires active quarterly account transaction

Top Advantage & Why It Matters

Quarterly airport lounge access backed by SBI Rewardz and baggage protection

About Premium Debit Card

The Premium Debit Card is a Platinum tier debit product issued by SBI on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from SBI's official schedule of charges and Most Important Terms and Conditions (MITC).

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SBI Rewardz points on domestic merchant purchases
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1 domestic airport lounge visit per quarter
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Personal accident death insurance cover of ₹5 Lakh
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Checked baggage loss & purchase protection insurance

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Premium Debit Card are derived directly from SBI's official bank filings.

Official Documentation URL:https://sbi.co.in/web/personal-banking/cards/debit-card
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Premium Debit Card
SBI • Platinum
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