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South Indian Bank • Visa • Platinum Tier

Visa Platinum Debit Card

CardIntel Score: 39/100
Zero CIBIL RequiredVerified
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South Indian Bank
Platinum
DEBIT
Cardholder Account
Visa Platinum Debit Card
Visa
Annual Fee
₹499 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
Top Advantage & Why It Matters

Enhanced POS spending limits with merchant discounts and accident cover

About Visa Platinum Debit Card

The Visa Platinum Debit Card is a Platinum tier debit product issued by South Indian Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from South Indian Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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High daily cash withdrawal & POS transaction limits
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Personal accident insurance coverage up to ₹5 Lakhs
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Year-round merchant discounts on retail, electronics, and dining

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Visa Platinum Debit Card are derived directly from South Indian Bank's official bank filings.

Official Documentation URL:https://www.southindianbank.com/personal-banking/debit-cards
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Visa Platinum Debit Card
South Indian Bank • Platinum
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