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Union Bank of India • RuPay • Select Tier

RuPay Select Debit Card

CardIntel Score: 45/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
Union Bank of India
Select
DEBIT
Cardholder Account
RuPay Select Debit Card
RuPay
Annual Fee
₹500 + GST
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/year
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Select (RuPay)
2026 Qualifying Condition & Spend Hurdle

Lounge access became spend-based effective April 1, 2026

Top Advantage & Why It Matters

Airport + Railway lounge access with full RuPay Select gym and health check stack

About RuPay Select Debit Card

The RuPay Select Debit Card is a Select tier debit product issued by Union Bank of India on the RuPay payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Union Bank of India's official schedule of charges and Most Important Terms and Conditions (MITC).

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Domestic & international airport lounge access plus IRCTC Executive Railway lounges
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RuPay Select wellness package: free gym access, annual health check-up & golf
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Personal accident insurance cover up to ₹10 Lakh
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Monthly streaming OTT subscriptions and merchant discount vouchers

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for RuPay Select Debit Card are derived directly from Union Bank of India's official bank filings.

Official Documentation URL:https://www.unionbankofindia.bank.in/en/details/rupay-select-debit-card
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RuPay Select Debit Card
Union Bank of India • Select
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