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AU Small Finance Bank • Visa • Platinum Tier

Platinum Business Debit Card

CardIntel Score: 43/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
AU Small Finance Bank
Platinum
DEBIT
Cardholder Account
AU Platinum Business Debit Card
Visa
Annual Fee
₹499 + GST
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.0%
Account Eligibility
Wealth Account
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires ₹5,000 spend in preceding calendar quarter

Top Advantage & Why It Matters

SaaS vendor discounts and domestic airport lounge access for business travel

About Platinum Business Debit Card

The Platinum Business Debit Card is a Platinum tier debit product issued by AU Small Finance Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from AU Small Finance Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Tailored for business proprietors and enterprise current accounts
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1 domestic airport lounge visit per quarter on qualifying spend
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Discounts on SaaS subscriptions and digital marketing tools

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for AU Platinum Business Debit Card are derived directly from AU Small Finance Bank's official bank filings.

Official Documentation URL:https://www.au.bank.in/personal-banking/debit-cards/spends-based-lounge-access
Open Official Source
AU Platinum Business Debit Card
AU Small Finance Bank • Platinum
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