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Bank of Baroda
Platinum
DEBIT
Cardholder Account
Bank of Baroda Visa Platinum Debit Card
Visa
Bank of Baroda • Visa • Platinum Tier

Visa Platinum Debit Card

Account-Linked • Zero CIBIL Required
CardIntel Score: 45/100 • Weak
Verified
Annual Fee
₹250 + GST
Forex Markup
3.5%
Domestic Lounge
2 visits/quarter
International Lounge
None
2026 Qualifying Condition & Spend Hurdle

Requires Bank of Baroda Savings or Current Account

Top Advantage & Why It Matters

Affordable annual fee with 2 quarterly airport lounge visits

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from Bank of Baroda's official schedule of charges and Most Important Terms and Conditions (MITC).

2 complimentary domestic airport lounge visits per quarter
Higher POS and e-commerce transaction limits of ₹2,00,000 per day
Personal accident insurance coverage

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Bank of Baroda Visa Platinum Debit Card are derived directly from Bank of Baroda's official bank filings.

Official Documentation URL:https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards/visa-platinum-card
Open Official Source

CardIntel Score v1.1

45/100
Weak

Holding & Account Checklist

Issuing BankBank of Baroda
Card NetworkVisa
Card TierPlatinum
Annual Fee₹250 + GST
Forex Markup3.5%
Lounge / Qtr2 visits/quarter
Bank MITC ScheduleBack to All Debit Cards
Bank of Baroda Visa Platinum Debit Card
Bank of Baroda • Platinum
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