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HDFC Bank • Visa • Platinum Tier

Classic Platinum Debit Card

CardIntel Score: 72/100
Zero CIBIL RequiredVerified
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HDFC Bank
Platinum
DEBIT
Cardholder Account
Classic Platinum Debit Card
Visa
Annual Fee
₹850 + GST (Waived/reduced under select Classic banking criteria)
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Wealth Account
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Tied to the HDFC Classic Banking programme

Top Advantage & Why It Matters

Tailored for Classic banking with 5% PayZapp/SmartBuy cashback, utility points & Swiggy/BookMyShow partner discounts

About Classic Platinum Debit Card

The Classic Platinum Debit Card is a Platinum tier debit product issued by HDFC Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from HDFC Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Tailored for HDFC Classic banking relationships
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Cashback: 5% on PayZapp/SmartBuy, 1 point per ₹100 on telecom/utilities, and 1 point per ₹200 on groceries/dining (capped at ₹750/month)
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Partner Discounts: 5% discount on Swiggy and 25% off on BookMyShow (monthly redemption caps apply)
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Fee: ₹850 + GST (often waived or reduced under select Classic banking criteria)

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Classic Platinum Debit Card are derived directly from HDFC Bank's official bank filings.

Official Documentation URL:https://www.hdfcbank.com/personal/pay/cards/debit-cards
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Classic Platinum Debit Card
HDFC Bank • Platinum
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