Verified EntityPRIVATE SECTOR BANK

HDFC Bank

HDFC Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified

Official Portal Compare HDFC Bank Cards →

Active Cards53Verified Products

Lifetime Free1Zero Annual Fee

Lounge Access17Airport Lounges

Debit Cards9Audited Catalog

CardIntel Overview:

HDFC Bank is India’s largest credit card issuer, renowned for its SmartBuy 10X reward multipliers, premium Infinia/Regalia lines, and co-branded partnerships with Swiggy, Tata Neu, and Marriott.

Categories:Invite-Only Cards1 Consumer Cards16 Co-Branded Cards13 Business Cards23 Debit Cards9 Discontinued34

HDFC Bank Infinia Metal Edition Credit Card credit card artwork

◆ Invite Only

Score 85/100• Strong

ROI: +240.8%• +₹30,100/yr Net

• HDFC Bank

HDFC Bank Infinia Metal Edition Credit Card

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Joining Fee₹12,500

Annual Fee

₹12,500/yrWaived at ₹10L/yr

Miles ProgramAir Miles

Best SuitedSuper Premium

Key Miles: 1-2% return on retail spends

Verified 1 Sep 2026 • Bank MITC

100% Deterministic Provenance

Classic Platinum Debit Card credit card artwork

★ New CardDebit CardWealth AccountScore 72/100Spend-Gated Lounge

Classic Platinum Debit Card• HDFC Bank

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Annual Fee₹850 + GST (Waived/reduced under select Classic banking criteria)

Lounge Access2 visits/quarter

Forex Markup3.5%

NetworkVisa • Platinum

Key Advantage: Tailored for Classic banking with 5% PayZapp/SmartBuy cashback, utility points & Swiggy/BookMyShow partner discounts

Tailored for HDFC Classic banking relationshipsCashback: 5% on PayZapp/SmartBuy, 1 point per ₹100 on telecom/utilities, and 1 point per ₹200 on groceries/dining (capped at ₹750/month)

Verified • Bank MITC

Bank Terms

EasyShop Business Debit Card credit card artwork

★ New CardDebit CardBusiness AccountScore 56/100Spend-Gated Lounge

EasyShop Business Debit Card• HDFC Bank

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Annual Fee₹500 + GST

Lounge Access2 visits/quarter

Forex Markup3.5%

NetworkMastercard • Platinum

Key Advantage: Business current account debit with vendor cashback and 8 airport lounges/year

Cashback points on vendor payments, business invoices and office utilities2 complimentary domestic airport lounge visits per quarter

Verified • Bank MITC

Bank Terms

Giga Business Debit Card credit card artwork

★ New CardDebit CardBusiness AccountScore 59/100Spend-Gated Lounge

Giga Business Debit Card• HDFC Bank

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Annual Fee₹250 + GST

Lounge Access1 visit/quarter

Forex Markup3.5%

NetworkRuPay • Platinum

Key Advantage: RuPay UPI enabled business debit card with digital spend cashback

Built for gig entrepreneurs, freelancers, and independent digital professionalsRuPay UPI enabled for direct merchant and vendor QR payments via mobile apps

Verified • Bank MITC

Bank Terms

Imperia Platinum Debit Card credit card artwork

★ New CardDebit CardPrivate BankingScore 73/100

Imperia Platinum Debit Card• HDFC Bank

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Annual FeeLifetime Free (Imperia Banking)

Lounge Access4 visits/quarter

Forex Markup2.0%

NetworkVisa • Infinite

Key Advantage: Flagship Imperia debit privileges with 16 airport lounges/yr and zero annual fees

Exclusive for HDFC Imperia Private Wealth Banking clients4 domestic and 4 international airport lounge visits per year

Verified • Bank MITC

Bank Terms

Millennia Debit Card credit card artwork

▼ DowngradedDebit CardFeatured ConsumerScore 71/100Spend-Gated Lounge

Millennia Debit Card• HDFC Bank

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Annual Fee₹500 + GST

Lounge Access1 visit/quarter

Forex Markup3.5%

NetworkRuPay • Platinum

Key Advantage: Industry-best 5% SmartBuy & 2.5% online cashback up to ₹4,800/year

5% Cashback on PayZapp & SmartBuy (capped at ₹400/month)2.5% Cashback on all online merchant transactions (capped at ₹400/month)

Verified • Bank MITC

Bank Terms

MoneyBack Debit Card credit card artwork

▼ DowngradedDebit CardAccount-SpecificScore 64/100

MoneyBack Debit Card• HDFC Bank

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Annual Fee₹200 + GST

Lounge AccessNone

Forex Markup3.5%

NetworkVisa • Classic

Key Advantage: Direct cashback points on retail shopping, grocery and fuel spends

Flat cashback points on everyday grocery, apparel, fuel and retail swipesCashback points redeemable directly against bank account statement balance

Verified • Bank MITC

Bank Terms

▼ DowngradedDebit CardFeatured ConsumerScore 58/100Spend-Gated Lounge

Platinum Debit Card• HDFC Bank

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Annual Fee₹750 + GST

Lounge Access2 visits/quarter

Forex Markup3.5%

NetworkVisa • Platinum

Key Advantage: Everyday dining & entertainment discounts with 8 airport lounge visits per year

Swiggy & BookMyShow monthly discount codesAccelerated reward points on international terminal transactions

Verified • Bank MITC

Bank Terms

Preferred Platinum Debit Card credit card artwork

★ New CardDebit CardWealth AccountScore 64/100Spend-Gated Lounge

Preferred Platinum Debit Card• HDFC Bank

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Annual FeeLifetime Free

Lounge Access2 visits/quarter

Forex Markup3.0%

NetworkMastercard • Platinum

Key Advantage: International spend rewards combined with Swiggy/BookMyShow partner privileges

Exclusive discounts on Swiggy Dineout & BookMyShow ticketsAccelerated rewards on international merchant transactions

Verified • Bank MITC

Bank Terms

Regalia ForexPlus / Multi-Currency Card credit card artwork

▼ DowngradedDebit CardFeatured ConsumerScore 63/100

Regalia ForexPlus / Multi-Currency Card• HDFC Bank

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Annual Fee₹500 + GST (Zero renewal fee on active reload)

Lounge Access2 visits/quarter

Forex Markup0.0%

NetworkVisa • Signature

Key Advantage: Lock in exchange rates across 22 currencies with 0% markup on loaded wallets & complimentary lounge vouchers

Exchange Rate Lock-in: Pre-lock foreign currency rates in advance across up to 22 currency wallets (eliminates market volatility)Zero/Discounted Cross-Currency Markup: 0% markup on transactions in loaded base currencies (unlike 3.5% on standard debit cards)

Verified • Bank MITC

Bank Terms

HDFC Bank

Discontinued Cards (34)