Home›Debit Cards›HDFC Bank›Giga Business Debit Card

HDFC Bank

Platinum

DEBIT

Cardholder Account

Giga Business Debit Card

RuPay

HDFC Bank • RuPay • Platinum Tier

Giga Business Debit Card

Account-Linked • Zero CIBIL Required

CardIntel Score: 59/100 • Limited

Verified

Annual Fee

₹250 + GST

Forex Markup

3.5%

Domestic Lounge

1 visit/quarter

International Lounge

None

2026 Qualifying Condition & Spend Hurdle

Requires ₹5,000 quarterly spend for lounge entry

Top Advantage & Why It Matters

RuPay UPI enabled business debit card with digital spend cashback

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from HDFC Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Built for gig entrepreneurs, freelancers, and independent digital professionals

RuPay UPI enabled for direct merchant and vendor QR payments via mobile apps

1 complimentary domestic airport lounge visit per quarter on qualifying spend

Accelerated rewards on digital advertising, hosting and business software tools

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Giga Business Debit Card are derived directly from HDFC Bank's official bank filings.

Official Documentation URL:https://www.hdfcbank.com/personal/pay/cards/debit-cards

Open Official Source

CardIntel Score v1.1

59/100

Limited

Holding & Account Checklist

Issuing BankHDFC Bank

Card NetworkRuPay

Card TierPlatinum

Annual Fee₹250 + GST

Forex Markup3.5%

Lounge / Qtr1 visit/quarter

Bank MITC Schedule Back to All Debit Cards

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Giga Business Debit Card

HDFC Bank • Platinum

Apply Now →