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HDFC Bank • Visa • Platinum Tier

Platinum Debit Card

CardIntel Score: 58/100
Zero CIBIL RequiredVerified
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HDFC Bank
Platinum
DEBIT
Cardholder Account
Platinum Debit Card
Visa
Annual Fee
₹750 + GST
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires ₹10,000 spend in preceding calendar quarter

Top Advantage & Why It Matters

Everyday dining & entertainment discounts with 8 airport lounge visits per year

About Platinum Debit Card

The Platinum Debit Card is a Platinum tier debit product issued by HDFC Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from HDFC Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Swiggy & BookMyShow monthly discount codes
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Accelerated reward points on international terminal transactions
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2 complimentary domestic airport lounges per quarter
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Purchase protection cover against theft and damage

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Platinum Debit Card are derived directly from HDFC Bank's official bank filings.

Official Documentation URL:https://www.hdfc.bank.in/debit-cards.html
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Platinum Debit Card
HDFC Bank • Platinum
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