Home›Debit Cards›HDFC Bank›Regalia ForexPlus / Multi-Currency Card

HDFC Bank • Visa • Signature Tier

Regalia ForexPlus / Multi-Currency Card

CardIntel Score: 63/100

Zero CIBIL RequiredVerified

Apply on Official Bank Site

HDFC Bank

Signature

DEBIT

Cardholder Account

Regalia ForexPlus / Multi-Currency Card

Visa

Annual Fee

₹500 + GST (Zero renewal fee on active reload)

Domestic Lounge

2 visits/quarter

International Lounge

2 visits/year

Forex Markup

0.0%

Account Eligibility

Any Savings Account

Card Tier

Signature (Visa)

2026 Qualifying Condition & Spend Hurdle

International travel card (open to HDFC Bank and non-bank customers with standard KYC)

Top Advantage & Why It Matters

Lock in exchange rates across 22 currencies with 0% markup on loaded wallets & complimentary lounge vouchers

About Regalia ForexPlus / Multi-Currency Card

The Regalia ForexPlus / Multi-Currency Card is a Signature tier debit product issued by HDFC Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from HDFC Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

✓

Exchange Rate Lock-in: Pre-lock foreign currency rates in advance across up to 22 currency wallets (eliminates market volatility)

✓

Zero/Discounted Cross-Currency Markup: 0% markup on transactions in loaded base currencies (unlike 3.5% on standard debit cards)

✓

Travel Protection & Perks: Complimentary airport lounge vouchers, international travel insurance coverage, and 24x7 global emergency cash assistance

✓

Protection: Comprehensive international emergency medical cover and lost card liability insurance

✓

Wide Acceptance: Accepted globally across millions of Visa/Mastercard merchant terminals and ATMs worldwide

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Regalia ForexPlus / Multi-Currency Card are derived directly from HDFC Bank's official bank filings.

Official Documentation URL:https://www.hdfcbank.com/personal/pay/cards/forex-cards/regalia-forexplus-card

Open Official Source

Similar Debit Cards

Comparable debit products from HDFC Bank and other top banking institutions:

Kotak Mahindra BankClassic

811 PVR Debit Card

Fee: ₹499 + GSTView Card

AU Small Finance BankMetal

AU Eternity Business Debit Card

Fee: Lifetime FreeView Card

AU Small Finance BankPlatinum

AU Platinum Business Debit Card

Fee: ₹499 + GSTView Card

Regalia ForexPlus / Multi-Currency Card

HDFC Bank • Signature

Apply Now →