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IDFC FIRST Bank • Visa • Metal Tier

FIRST Private Debit Card

CardIntel Score: 66/100
Zero CIBIL RequiredVerified
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IDFC FIRST Bank
Metal
DEBIT
Cardholder Account
FIRST Private Debit Card
Visa
Annual Fee
Lifetime Free (Private Banking)
Domestic Lounge
Unlimited + Companion
International Lounge
Unlimited + Companion
Forex Markup
0%
Account Eligibility
Private Banking
Card Tier
Metal (Visa)
Top Advantage & Why It Matters

Zero forex markup, unlimited global lounges with companion access, and golf

About FIRST Private Debit Card

The FIRST Private Debit Card is a Metal tier debit product issued by IDFC FIRST Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from IDFC FIRST Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

✓
Handcrafted metal debit card with 0% foreign currency markup
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Unlimited domestic & international lounge access for cardholder and accompanying guest
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Complimentary golf access at premium golf clubs worldwide
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Air accident insurance cover of ₹1 Crore & comprehensive fraud cover

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for FIRST Private Debit Card are derived directly from IDFC FIRST Bank's official bank filings.

Official Documentation URL:https://www.idfcfirstbank.com/personal-banking/cards/debit-cards
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FIRST Private Debit Card
IDFC FIRST Bank • Metal
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