IDFC FIRST Bank
IDFC FIRST Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
IDFC FIRST Bank issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.
Key Reward: 6 FIRST Reward Points per ₹150 up to ₹30,000/mo; 10 FIRST Reward Points per ₹150 above ₹30,000/mo (1 pt = ₹0.25). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months. Unlimited lounge access worldwide.
Key Reward: 2 Reward Points per ₹100 spent
Key Reward: 10X FIRST Reward Points on spends above ₹20,000/month; 5X on retail spends up to ₹20,000/month (1 pt = ₹0.25, ₹0.40 travel). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months. 1% forex markup.
Key Reward: 10X FIRST Reward Points on spends above ₹20,000/month; 5X on retail spends up to ₹20,000/month (1 pt = ₹0.25, ₹0.50 travel). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months. Zero forex markup.
Key Reward: Immediate 10X on Dining, Travel, and International; 3X offline & 6X online retail up to ₹20,000 (1 pt = ₹0.25). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months. 1.5% forex markup.
Key Reward: 10X FIRST Reward Points on spends above ₹20,000/month; 3X offline & 6X online retail up to ₹20,000 (1 pt = ₹0.25). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months. 1.99% forex markup.
Key Reward: 10X FIRST Reward Points on spends above ₹20,000/month; 3X offline & 6X online retail up to ₹20,000 (1 pt = ₹0.25). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months.
Key Reward: 10X FIRST Reward Points on spends above ₹20,000/month; 3X offline & 6X online retail up to ₹20,000 (1 pt = ₹0.25). Utilities & Insurance earn 1 RP/₹150. Earning capped at credit limit. Points expire in 24 months.
Key Reward: 3 FIRST Reward Points per ₹100 on UPI merchant transactions; 1 RP per ₹100 on non-UPI retail.
Key Cashback: Accelerated reward milestones on monthly spends. Flat 1.25% valueback.
Key Reward: 3 FIRST Reward Points per ₹100 on UPI merchant transactions; 1 RP per ₹100 on non-UPI retail.
Key Reward: 1 FIRST Reward Point per ₹150 spent. Zero forex markup. 100% credit limit against FD.
Key Reward: 2 FIRST Reward Points per ₹150 spent. Zero forex markup. Metal card against FD.
Key Reward: Up to 24X Reward Points on HPCL fuel spends (capped at ₹10,000 spend/mo); 2X on general retail (1 pt = ₹0.25).
Key Reward: Up to 24X Reward Points on HPCL fuel spends; 30X on grocery, utility & FASTag (capped); 2X on general retail (1 pt = ₹0.25).
Key Reward: 10 FIRST Reward Points per ₹150 on incremental monthly spends up to ₹1 Lakh; 5 RP per ₹150 above ₹1 Lakh. 2X base on general retail.
Key Reward: 4 FIRST Reward Points per ₹150 on business retail spends; 2X base on general retail.
Key Reward: 6 FIRST Reward Points per ₹150 on business spends; 2.0% forex markup.
Key Reward: Commercial corporate card with automated ERP expense reconciliation and consolidated billing.
Key Reward: B2B procurement commercial card with dynamic vendor limits and PO integration.
Key Reward: Central Travel Account (Ghost card) — centralized lodge card for TMC airline and hotel billing.
Key Advantage: Zero forex markup, unlimited global lounges with companion access, and golf
Key Advantage: 8 domestic lounges/yr, movie ticket BOGO and ₹25L accident insurance
Key Advantage: Zero annual fee Wealth card with international lounges, golf and roadside assistance
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