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IDFC FIRST Bank • Visa • Signature Tier

FIRST Select Debit Card

CardIntel Score: 54/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
IDFC FIRST Bank
Signature
DEBIT
Cardholder Account
FIRST Select Debit Card
Visa
Annual Fee
Lifetime Free (Select Account)
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
2.5%
Account Eligibility
Wealth Account
Card Tier
Signature (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires ₹3,000 spend in preceding quarter

Top Advantage & Why It Matters

8 domestic lounges/yr, movie ticket BOGO and ₹25L accident insurance

About FIRST Select Debit Card

The FIRST Select Debit Card is a Signature tier debit product issued by IDFC FIRST Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from IDFC FIRST Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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2 complimentary domestic airport lounges per quarter
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Buy 1 Get 1 free on movie tickets via Paytm Movies (up to ₹125 off)
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Comprehensive personal accident cover of ₹25 Lakh
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Discounts across 3,000+ health & wellness centers

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for FIRST Select Debit Card are derived directly from IDFC FIRST Bank's official bank filings.

Official Documentation URL:https://www.idfcfirstbank.com/personal-banking/cards/debit-cards
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FIRST Select Debit Card
IDFC FIRST Bank • Signature
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