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IDFC FIRST Bank
Infinite
DEBIT
Cardholder Account
FIRST Wealth Debit Card
Visa
IDFC FIRST Bank • Visa • Infinite Tier

FIRST Wealth Debit Card

Account-Linked • Zero CIBIL Required
CardIntel Score: 60/100 • Moderate
Verified
Annual Fee
Lifetime Free (Wealth Account)
Forex Markup
1.5%
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/quarter
Top Advantage & Why It Matters

Zero annual fee Wealth card with international lounges, golf and roadside assistance

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from IDFC FIRST Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

Complimentary domestic & international airport lounge visits
Free golf rounds & roadside assistance (RSA) anywhere in India
Buy 1 Get 1 free movie tickets on BookMyShow (up to ₹250/ticket, 2 times/month)
High personal accident cover of ₹35 Lakh & ₹1 Crore air insurance

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for FIRST Wealth Debit Card are derived directly from IDFC FIRST Bank's official bank filings.

Official Documentation URL:https://www.idfcfirstbank.com/personal-banking/cards/debit-cards
Open Official Source

CardIntel Score v1.1

60/100
Moderate

Holding & Account Checklist

Issuing BankIDFC FIRST Bank
Card NetworkVisa
Card TierInfinite
Annual FeeLifetime Free (Wealth Account)
Forex Markup1.5%
Lounge / Qtr2 visits/quarter
Bank MITC ScheduleBack to All Debit Cards
FIRST Wealth Debit Card
IDFC FIRST Bank • Infinite
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