Kotak Mahindra Bank
Kotak Mahindra Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
Kotak Mahindra Bank offers credit cards across White Pass milestone vouchers, 5% Cashback Plus, Air Plus travel perks, and guaranteed approval 811 #DreamDifferent credit builder cards.
Key Reward: Tiered milestone rewards earning up to 2,50,000 White Pass (1 WP = ₹1.00 on Kotak White Portal). 2.0% forex markup. Rent, wallet & fuel excluded.
Key Reward: Tiered milestone rewards earning up to 27,000 White Pass (1 WP = ₹1.00 for brand vouchers, ₹0.70 for cash credit). Rent, wallet & fuel excluded.
Key Reward: 10 Zen Points per ₹150 on Apparel & Department Stores; 3 Zen Points per ₹150 on other retail (1 RP = ₹0.20, min 2,000 pts). Stop-losses: Edu/Insurance ₹70k, Util ₹50k, Govt ₹40k. Lounge gated at ₹75,000/qtr.
Key Reward: 4 Royale Points per ₹150 on Travel & Dining; 2 Royale Points per ₹150 on other retail (1 RP = ₹0.20, min 2,000 pts). Stop-losses: Edu/Insurance ₹70k, Util ₹50k, Govt ₹40k. Lounge gated at ₹75,000/qtr.
Key Reward: 2.5 Mojo Points per ₹100 on Online spends; 1.5 Mojo Points per ₹100 on Offline retail (1 Mojo Point = ₹0.40 travel, ₹0.20 cash). Stop-losses: Edu/Insurance ₹70k, Util ₹50k, Govt ₹40k. Lounge gated at ₹75,000/qtr.
Key Reward: Up to 8 Reward Points per ₹150 on select categories; 4 free PVR movie tickets on ₹1.25L spend every 6 months.
Key Cashback: 5% cashback on Telecom, Dining & App-cabs; 3% on Grocery & Supermarkets; 0.5% on other retail. Combined monthly cashback capped at ₹500. Rent, wallet & fuel excluded.
Key Reward: 2 Reward Points per ₹100 on online spends; 1 RP per ₹100 on offline retail. Rent, utilities, and wallets excluded. 45% p.a. interest.
Key Reward: 3 Reward Points per ₹100 on UPI & regular transactions (1 RP = ₹0.07, min 2,000 pts). Utility capped at ₹35,000/cycle. Excludes insurance, govt, gaming, rent, fuel, railway, wallets, edu, EMI.
Key Reward: 1-2% return on retail spends
Key Cashback: 1-2% return on retail spends
Key Reward: 10 Saving Points per ₹100 on Grocery & Departmental stores (txns ₹1,500 - ₹4,00, max 500 pts/mo); 1 Saving Point per ₹100 on other retail (1 SP = ₹0.40).
Key Reward: 3 Reward Points per ₹100 on retail spends. Milestone: 10,000 bonus RP or 4 free PVR tickets on ₹1,00,000 annual spend.
Key Reward: 10 Reward Points per ₹100 on Apparel & Dining (5x accelerated for women cardholders); 2 RP per ₹100 on general retail.
Key Reward: 4 Reward Points per ₹100 on international spends booked in Indian Rupees (2x accelerated); 2 Reward Points per ₹100 on domestic retail.
Key Reward: 4 Reward Points per ₹100 on online purchases; 1 RP per ₹100 on offline retail (1 RP = ₹0.20). Up to 48 days interest-free cash withdrawal. Min ₹10k FD (90% limit). 45% p.a. interest.
Key Reward: 1-2% return on retail spends
Key Reward: 15 to 21 IndiGo BluChips per ₹100 on IndiGo bookings; 6 BluChips per ₹100 on dining, grocery & entertainment; 2 BluChips per ₹100 on other retail.
Key Reward: 24 to 30 IndiGo BluChips per ₹100 on IndiGo bookings; 9 BluChips per ₹100 on dining, grocery & entertainment; 3 BluChips per ₹100 on other retail.
Key Reward: 4 Reward Points per ₹100 on select business utility & merchant billing categories; 2 RP per ₹100 on general retail.
Key Reward: 10 RP per ₹150 on Tax, Utilities, Office Supplies & Fuel (capped at 2,500 pts/cycle); 10 RP per ₹150 on SaaS & Travel (capped at 1,00,000 pts/yr); 2 RP per ₹150 base (1 RP = ₹0.25). 55-day interest-free period. Forex 3.50%.
Key Reward: Corporate enterprise travel & expense card. Direct corporate consolidated billing and central GST invoicing.
Key Reward: Corporate expense card with automated ERP integration and consolidated MIS reporting.
Key Reward: Central Travel Account (Ghost card) — centralized lodge card for TMC airline and hotel procurement. Zero retail rewards.
Key Reward: Corporate procurement B2B card with automated PO matching and dynamic vendor spending controls. Zero retail rewards.
Key Advantage: Movie ticket savings at PVR INOX cinemas with retail purchase protection
Key Advantage: 5% direct monthly cashback up to ₹6,000/year on digital spends
Key Advantage: Massive ₹15 Lakh daily POS limit for vendor payments, ₹2 Lakh ATM limit & 1.5% low business forex markup
Key Advantage: Curated partner discounts on Zomato, Ajio and BookMyShow every month
Key Advantage: Luxury metal debit card with 4 lounges, 2% low forex & BookMyShow BOGO
Key Advantage: Movie ticket savings at PVR INOX cinemas with retail purchase protection
Key Advantage: Tailored lifestyle, wellness savings and comprehensive insurance coverage