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Kotak Mahindra Bank • Mastercard • Platinum Tier

Business Solitaire Debit Card

CardIntel Score: 52/100
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Kotak Mahindra Bank
Platinum
DEBIT
Cardholder Account
Business Solitaire Debit Card
Mastercard
Annual Fee
₹1,500 + GST (Waived for high-tier Current Accounts)
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
1.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Issued to Current Account holders and Business owners

Top Advantage & Why It Matters

Massive ₹15 Lakh daily POS limit for vendor payments, ₹2 Lakh ATM limit & 1.5% low business forex markup

About Business Solitaire Debit Card

The Business Solitaire Debit Card is a Platinum tier debit product issued by Kotak Mahindra Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Kotak Mahindra Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Massive POS/Purchase limit of ₹15,00,000/day for smooth vendor, inventory & GST payments
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High daily ATM cash withdrawal limit of ₹2,00,000/day
✓
Discounted 1.5% foreign exchange markup for international business travel & SaaS tools
✓
Complimentary domestic airport lounge access (2 visits per quarter)
✓
Comprehensive commercial lost card liability and business travel accident insurance

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Business Solitaire Debit Card are derived directly from Kotak Mahindra Bank's official bank filings.

Official Documentation URL:https://www.kotak.bank.in/en/business-banking/current-accounts/debit-cards.html
Open Official Source
Business Solitaire Debit Card
Kotak Mahindra Bank • Platinum
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