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Union Bank of India • Visa • Platinum Tier

Platinum Debit Card

CardIntel Score: 59/100
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Union Bank of India
Platinum
DEBIT
Cardholder Account
Platinum Debit Card
Visa
Annual Fee
₹250 + GST
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires ₹3,000 preceding spend

Top Advantage & Why It Matters

Reliable reward points on everyday shopping with accidental insurance

About Platinum Debit Card

The Platinum Debit Card is a Platinum tier debit product issued by Union Bank of India on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Union Bank of India's official schedule of charges and Most Important Terms and Conditions (MITC).

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1 Union Reward point per ₹100 spent on POS & e-commerce shopping
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Accidental death insurance coverage up to ₹2 Lakh
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Higher cash withdrawal limit of ₹40,000/day and POS limit of ₹1,00,000/day

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Platinum Debit Card are derived directly from Union Bank of India's official bank filings.

Official Documentation URL:https://www.unionbankofindia.bank.in/en/details/rupay-select-debit-card
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Platinum Debit Card
Union Bank of India • Platinum
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