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AU Small Finance Bank • Mastercard • World Tier

Platinum World Debit Card

CardIntel Score: 45/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
AU Small Finance Bank
World
DEBIT
Cardholder Account
AU Platinum World Debit Card
Mastercard
Annual Fee
₹750 + GST
Domestic Lounge
2 visits/quarter
International Lounge
2 visits/year
Forex Markup
2.5%
Account Eligibility
Account Linkage Required
Card Tier
World (Mastercard)
2026 Qualifying Condition & Spend Hurdle

Requires ₹5,000 spend in preceding quarter for domestic lounge

Top Advantage & Why It Matters

Domestic + international lounge access with balanced annual fee

About Platinum World Debit Card

The Platinum World Debit Card is a World tier debit product issued by AU Small Finance Bank on the Mastercard payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from AU Small Finance Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Domestic & international airport lounge visits
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2.5% foreign currency markup rate
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Personal accidental insurance cover of ₹10 Lakh

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for AU Platinum World Debit Card are derived directly from AU Small Finance Bank's official bank filings.

Official Documentation URL:https://www.au.bank.in/personal-banking/debit-cards/spends-based-lounge-access
Open Official Source
AU Platinum World Debit Card
AU Small Finance Bank • World
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