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YES BANK

Infinite

DEBIT

Cardholder Account

Apex Debit Card

Visa

YES BANK • Visa • Infinite Tier

Apex Debit Card

Account-Linked • Zero CIBIL Required

CardIntel Score: 68/100 • Moderate

Verified

Annual Fee

₹1,999 + GST

Forex Markup

Domestic Lounge

3 visits/quarter

International Lounge

1 visit/quarter

Top Advantage & Why It Matters

0% forex markup, 16 lounges/year and 5,000 bonus welcome points

Apply on Official Bank Site

Key Benefits & Reward Mechanics

Direct perks documented from YES BANK's official schedule of charges and Most Important Terms and Conditions (MITC).

5,000 activation reward points on first transaction

0% forex markup fee on foreign exchange spends

3 domestic lounges per quarter and 1 international lounge per quarter

3X/4X rewards on select merchant categories, BookMyShow & Zomato perks

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Apex Debit Card are derived directly from YES BANK's official bank filings.

Official Documentation URL:https://www.yes.bank.in/personal-banking/yes-individual/cards/debit-card

Open Official Source

CardIntel Score v1.1

68/100

Moderate

Holding & Account Checklist

Issuing BankYES BANK

Card NetworkVisa

Card TierInfinite

Annual Fee₹1,999 + GST

Forex Markup0%

Lounge / Qtr3 visits/quarter

Bank MITC Schedule Back to All Debit Cards

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Apex Debit Card

YES BANK • Infinite

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