YES Bank
YES Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
YES Bank issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.
Key Reward: Ultra-exclusive invite-only card for Private Wealth clients (TRV > ₹5 Crore). 3 RP per ₹100 intl (3%), 2 RP per ₹100 domestic (2%). 1 RP = ₹1.00. Unlimited domestic and international airport lounge access worldwide. 1.75% forex markup.
Key Reward: Super-premium flagship. 36 RP per ₹200 on online shopping (4.5% yield); 18 RP/₹200 offline; 10 RP/₹200 select (1 RP = ₹0.25, max 1 Lakh RP/cycle). BOGO BookMyShow up to ₹800 (3x/mo = ₹2,400 max). 6 domestic lounge visits/qtr (+ 2 guests, gated at ₹1 Lakh spend/qtr) + unlimited international lounge. 1.0% forex markup.
Key Reward: Premium lifestyle card. 24 RP per ₹200 online (3.0% yield); 12 RP/₹200 offline (1 RP = ₹0.25, max 36,000 RP/cycle). 3 domestic lounge visits/qtr (gated at ₹1 Lakh spend/qtr) + 6 international visits/yr. 1.75% forex markup.
Key Reward: Upper mass-affluent lifestyle card. 8 RP per ₹200 online; 4 RP per ₹200 offline (1 RP = ₹0.25). 1 golf round/quarter. 1 domestic lounge visit/qtr (gated at ₹35,000 spend/qtr). 2.75% forex markup.
Key Reward: 4 Reward Points per ₹200 online; 2 RP per ₹200 offline (1 RP = ₹0.25). 1% fuel surcharge waiver.
Key Reward: Customizable modular credit card. Flat 1% base cashback + optional paid monthly subscription packs for Golf, Lounge, and 10% Lifestyle Cashback on Swiggy/Zomato/BMS/BigBasket.
Key Reward: 0% zero forex markup on all international transactions worldwide. Complimentary domestic and international airport lounge access.
Key Reward: 20 Reward Points per ₹200 on chemist & pharmacy spends (max 1,000 RP/mo); 4 RP/₹200 base. Complimentary annual preventive health checkup & consultations.
Key Reward: 30 Reward Points per ₹200 on chemist & pharmacy spends; 4 RP/₹200 base. Complimentary comprehensive annual full-body health checkup, unlimited tele-consultations, and fitness membership.
Key Reward: 12 Reward Points per ₹200 on online fashion, beauty, travel, dining & grocery; 8 RP per ₹200 other online shopping; 4 RP per ₹200 offline. BOGO movie tickets via District (up to ₹250/mo); 12 golf lessons/yr. 1 domestic lounge visit/qtr (gated at ₹25,000/qtr). 2.75% forex.
Key Reward: 1.5% direct cashback on UPI Scan & Pay transactions via Kiwi app; 0.5% online via Kiwi; 2 RP per ₹200 on non-UPI spends; 0% on third-party UPI. ₹100 redemption fee. Virtual RuPay credit card.
Key Reward: Premium banking relationship card. 6 RP per ₹200 select categories; 3 RP per ₹200 other retail (1 RP = ₹0.25). 1 golf round/month. 2 domestic lounge visits/qtr (gated at ₹35,000 spend/qtr) + 2 Priority Pass intl visits/yr. 2.50% forex markup.
Key Cashback: 0.75% direct statement cashback on general retail spending. 5% cashback on movie tickets via BookMyShow.
Key Reward: 4 Reward Points per ₹200 on merchant UPI transactions > ₹2,000 (capped at 5,000 RP/month); 2 RP per ₹200 on UPI < ₹2,000 and general online retail. Virtual-only card.
Key Reward: Earns POPcoins on UPI transactions and online merchant shopping. 1 POPcoin = ₹1 on POP-Club partner catalog.
Key Reward: 1-2% return on retail spends
Key Reward: 10 Reward Points per ₹200 on online dining; 6 RP per ₹200 on online grocery & apparel; 2 RP per ₹200 standard offline retail. ₹100 + GST redemption fee. Integrated BankBazaar CreditStrong score tracker.
Key Reward: Unlimited 1% direct statement cashback on all eligible domestic and international retail spends. 0% absolute zero forex markup. 1% fuel surcharge waiver up to ₹7,500.
Key Reward: Travel & lifestyle card. 12 RP per ₹200 on travel, dining, and online grocery; 4 RP per ₹200 other retail (1 RP = ₹0.25). 1 domestic lounge visit/qtr (gated at ₹35,000 spend/qtr). 2.75% forex markup.
Key Reward: 24 Reward Points per ₹200 on groceries, dining, food delivery, flights, and hotels; 2 RP per ₹200 base. Earned points redeemable exclusively via ANQ app into Digital Gold or Anq Coins. 3 international lounge visits/yr.
Key Reward: Virtual UPI companion to ANQ Phi. 8 Reward Points per ₹200 on UPI transactions > ₹2,000 (capped at 5,000 RP/month); 2 RP per ₹200 base.
Key Reward: 5 novio coins per ₹100 on POS, E-commerce, and TPAP UPI transactions > ₹2,000. 1% fuel surcharge waiver. Redeemable exclusively in novio app.
Key Reward: 5 novio coins per ₹100 on POS, E-commerce, and TPAP UPI transactions > ₹2,000. 1% fuel surcharge waiver. Redeemable exclusively in novio app.
Key Reward: Neobanking credit builder card. Generates native Freo points on everyday retail. ₹100 redemption processing fee. Integrated Freo app credit tracking.
Key Reward: Accelerated reward points and cashback at HPCL fuel stations and HP Pay app (yielding up to 4% to 5% net value). 1% fuel surcharge waiver. Standard base rewards on other retail, offset by ₹100 redemption fee.
Key Reward: Enterprise corporate liability card for centralized employee expense management. Zero consumer rewards and zero airport lounge access. Centralized corporate settlement.
Key Reward: Enterprise corporate liability card for centralized employee expense management. Zero consumer rewards and zero airport lounge access. Centralized corporate settlement.
Key Reward: B2B corporate purchasing card with automated PO matching, ERP integration, and centralized vendor settlement. Zero consumer rewards.
Key Reward: B2B corporate expense management card integrated with Zaggle SaaS platform. Granular MCC controls, centralized GST reporting, and automated reconciliation.
Key Reward: Dynamic non-revolving credit line for startups and SMEs linked to monthly cash flow and Razorpay gateway volume. Optimized for Google/Meta ads and cloud server expenses.
Key Advantage: 0% forex markup, 16 lounges/year and 5,000 bonus welcome points
Key Advantage: Heavy metal card with 0% forex, free companion lounges & ₹3,000/yr cashback
Key Advantage: Zero forex markup with accelerated wellness and healthcare rewards
Key Advantage: 2% monthly cashback on lifestyle categories up to ₹6,000 annually
Key Advantage: Complimentary airport lounges, high commercial spending limits & lifestyle perks for mid-tier business accounts
Key Advantage: Complimentary airport lounge access, dedicated movie discounts & higher daily limits for YES Premia clients
Key Advantage: Zero annual fee for YES First clients with international lounges and dining perks
Key Advantage: Onboarding gift vouchers, 8 lounges/year and dining & grocery discounts
Key Advantage: Health & fitness partner savings, diagnostic vouchers and lounge access
Key Advantage: 0% forex markup, golf access & free domestic lounges for Premia banking
Key Advantage: Entry-level debit card with utility cashback and lost card protection
Key Advantage: Commercial business debit card with merchant rewards and lounge access
Key Advantage: Affordable Platinum debit card with quarterly lounge entry and movie offers
Key Advantage: Zero forex markup combined with golf privileges and domestic lounge access
Key Advantage: Zero forex markup and unconditional domestic airport lounge visits
Key Advantage: Business banking debit card with low 1.75% forex markup and airport lounge access
Key Advantage: Business debit card with 0% forex markup, companion airport lounge entry & high limits
Key Advantage: Ultra-HNW metal card with 0% forex, unlimited global lounges + guest access and golf