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YES BANK • Visa • Platinum Tier

Elegance Debit Card

CardIntel Score: 60/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
YES BANK
Platinum
DEBIT
Cardholder Account
Elegance Debit Card
Visa
Annual Fee
₹399 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
Top Advantage & Why It Matters

2% monthly cashback on lifestyle categories up to ₹6,000 annually

About Elegance Debit Card

The Elegance Debit Card is a Platinum tier debit product issued by YES BANK on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from YES BANK's official schedule of charges and Most Important Terms and Conditions (MITC).

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2% cashback up to ₹500/month on select lifestyle & dining categories
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Accelerated YES Rewardz on apparel retail POS swipes
✓
BookMyShow movie ticket benefits & comprehensive insurance

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Elegance Debit Card are derived directly from YES BANK's official bank filings.

Official Documentation URL:https://www.yes.bank.in/personal-banking/yes-individual/cards/debit-card
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Elegance Debit Card
YES BANK • Platinum
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