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YES BANK • Visa • Platinum Tier

Emerge Debit Card

CardIntel Score: 42/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
YES BANK
Platinum
DEBIT
Cardholder Account
Emerge Debit Card
Visa
Annual Fee
₹1,249 + GST (Complimentary for eligible YES Premia accounts)
Domestic Lounge
1 visit/quarter
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Complimentary for YES Premia customers meeting minimum relationship criteria; ₹1,249 + GST otherwise

Top Advantage & Why It Matters

Complimentary airport lounge access, dedicated movie discounts & higher daily limits for YES Premia clients

About Emerge Debit Card

The Emerge Debit Card is a Platinum tier debit product issued by YES BANK on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from YES BANK's official schedule of charges and Most Important Terms and Conditions (MITC).

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & DiningQUALIFIES

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & Insurance

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Emerge Debit Card are derived directly from YES BANK's official bank filings.

Official Documentation URL:https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card
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Emerge Debit Card
YES BANK • Platinum
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