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AU Small Finance Bank official logo
Verified EntitySMALL FINANCE BANK

AU Small Finance Bank

AU Small Finance Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified

Active Cards29Verified Products
Lifetime Free12Zero Annual Fee
Lounge Access15Airport Lounges
Debit Cards5Audited Catalog
CardIntel Overview:

AU Small Finance Bank issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.

AU Small Finance Bank Ananta Credit Card credit card artwork
★ New Card
Score 53/100• Limited
₹0 Cost (Fee Waived)
AU Small Finance Bank Ananta Credit Card
View Details
Joining Fee₹2,000
Annual Fee
₹2,000/yrWaived at ₹3L/yr
Reward TypeReward Points
Best SuitedPREMIUM

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Laksya Credit Card credit card artwork
★ New Card
Score 55/100• Limited
ROI: +615%
AU Small Finance Bank Laksya Credit Card
View Details
Joining Fee₹1,000
Annual Fee
₹1,000/yr
Reward TypeReward Points
Best SuitedLIFESTYLE

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 49/100• Weak
₹0 Cost (Fee Waived)
AU Small Finance Bank Tejas Credit Card
View Details
Joining Fee₹500
Annual Fee
₹500/yrWaived at ₹1.5L/yr
Reward TypeReward Points
Best SuitedREWARDS

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Prathama Credit Card credit card artwork
★ New Card
Score 50/100• Limited
ROI: +1,250%
AU Small Finance Bank Prathama Credit Card
View Details
Joining Fee₹100
Annual Fee
₹100/yr
Reward TypeReward Points
Best SuitedENTRY LEVEL

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 63/100• Moderate
ROI: +152.1%
AU Small Finance Bank Zenith+ Metal Credit Card
View Details
Joining Fee₹4,999
Annual Fee
₹4,999/yrWaived at ₹8L/yr
Reward TypeZen Points
Best SuitedSUPER PREMIUM

Key Reward: Super-premium metal travel card. 2 RP per ₹100 on dining, travel, and international transactions (2% yield); 1 RP per ₹100 other eligible spends (1 RP = ₹1.00). 1,000 RP monthly cap on utility/edu/insurance. 16 domestic + 16 international Priority Pass visits (max 4/qtr). 0.99% forex markup.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Zenith Credit Card credit card artwork
★ New Card
Score 62/100• Moderate
₹0 Cost (Fee Waived)
AU Small Finance Bank Zenith Credit Card
View Details
Joining Fee₹7,999
Annual Fee
₹7,999/yrWaived at ₹5L/yr
Reward TypeZen Points
Best SuitedPREMIUM

Key Reward: Core premium lifestyle card. 5 RP per ₹100 on dining, grocery, departmental & intl; 3 RP per ₹100 standard retail (1 RP = ₹0.25). 1,000 bonus RP on ₹50,000 monthly spend. 2 domestic & 2 intl lounge visits/quarter (domestic gated at ₹50,000 previous-quarter spend). 1.99% forex markup.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Vetta Credit Card credit card artwork
★ New Card
Score 55/100• Limited
ROI: +228.4%
AU Small Finance Bank Vetta Credit Card
View Details
Joining Fee₹2,999
Annual Fee
₹2,999/yr
Reward TypeReward Points
Best SuitedLIFESTYLE

Key Reward: Mid-tier lifestyle card. 10 RP per ₹100 on utilities (max 1,000 RP/mo); 4 RP per ₹100 on grocery & dept; 2 RP per ₹100 base (1 RP = ₹0.25). Milestones: 500 bonus RP at ₹50k/qtr + 1,000 bonus RP at ₹1L/qtr. 1 domestic airport lounge, 1 intl, 2 railway lounges/quarter (airport lounge gated at ₹50k/qtr spend).

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank LIT Credit Card credit card artwork
★ New Card
Score 46/100• Weak
₹0 Cost (LTF)
AU Small Finance Bank LIT Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedCUSTOMIZABLE

Key Reward: India's first completely modular customizable credit card. Lifetime Free base card earning 1 RP per ₹100 (1 RP = ₹0.25). Dynamic 90-day subscription packs toggleable via AU 0101 app for 5X/10X multipliers, 5% cashback, lounge access, and OTT subscriptions. ₹99 redemption fee.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank ixigo Credit Card credit card artwork
★ New Card
Score 67/100• Moderate
₹0 Cost (LTF)
ixigo AU Small Finance Bank Credit Card
Issued by:AU Small Finance BankPlatform:ixigo
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Miles ProgramAir Miles
Best SuitedTRAVEL

Key Miles: 2 Reward Points per ₹100 spent

Zero Forex Markup
Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank CheQ Credit Card credit card artwork
★ New Card
Score 64/100• Moderate
₹0 Cost (LTF)
AU Small Finance Bank CheQ Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeCheQ Points
Best SuitedFINTECH COBRAND

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Altura Plus Credit Card credit card artwork
★ New Card
Score 52/100• Limited
₹0 Cost (Fee Waived)
AU Small Finance Bank Altura Plus Credit Card
View Details
Joining Fee₹499
Annual Fee
₹499/yrWaived at ₹80,000/yr
Cashback SystemCashback
Best SuitedCASHBACK

Key Cashback: Entry retail dual-earn card. 1.5% cashback on offline POS retail (hard-capped at ₹100/mo, then 1 RP/₹100); 2 RP per ₹100 on online spends uncapped (1 RP = ₹0.25). 500 bonus RP on ₹20,000 monthly spend. 2 railway lounge visits/quarter. Zero airport lounges.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Xcite Credit Card credit card artwork
★ New Card
Score 52/100• Limited
₹0 Cost (Fee Waived)
AU Small Finance Bank Xcite Credit Card
View Details
Joining Fee₹499
Annual Fee
₹499/yrWaived at ₹1L/yr
Reward TypeReward Points
Best SuitedLIFESTYLE

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Xcite Ace Credit Card credit card artwork
★ New Card
Score 55/100• Limited
₹0 Cost (Fee Waived)
AU Small Finance Bank Xcite Ace Credit Card
View Details
Joining Fee₹749
Annual Fee
₹749/yrWaived at ₹2L/yr
Reward TypeReward Points
Best SuitedPREMIUM

Key Reward: SwipeUp upgrade cashback card. Slab-based milestone cashback: 1% on ₹7,500, 2% on ₹12,500, 3% on ₹20,000+ monthly spend (strictly capped at ₹600/month). 2 domestic airport lounge visits/quarter (gated at ₹50,000 previous-quarter spend) + 8 railway lounge visits/year.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Xcite Ultra Credit Card credit card artwork
★ New Card
Score 62/100• Moderate
₹0 Cost (Fee Waived)
AU Small Finance Bank Xcite Ultra Credit Card
View Details
Joining Fee₹749
Annual Fee
₹749/yrWaived at ₹2L/yr
Reward TypeReward Points
Best SuitedSUPER PREMIUM

Key Reward: SwipeUp upgrade rewards card. Up to 12 RP per ₹100 on accelerated categories; 2 RP per ₹100 base retail (1 RP = ₹0.25). 2 domestic airport lounge visits/quarter (gated at ₹50,000 previous-quarter spend). ₹99 reward redemption tax.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Traverse Credit Card credit card artwork
★ New Card
Score 63/100• Moderate
₹0 Cost (Fee Waived)
AU Small Finance Bank Traverse Credit Card
View Details
Joining Fee₹4,999
Annual Fee
₹4,999/yrWaived at ₹6L/yr
Reward TypeReward Points
Best SuitedNRI TRAVEL

Key Reward: NRI Focus premium travel credit card (NRI Status Required). 4 RP per ₹100 on intl spends; 2 RP per ₹100 on domestic retail (1 RP = ₹0.25). Utility/telecom/insurance earn 1 RP (cap 100 RP/tx). Ultra-low 0.99% forex markup, nil cash advance fee globally. 2 domestic & 2 intl lounge visits/quarter, 4 meet & assist, 4 spa, ₹500/mo duty-free cashback.

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Altura Credit Card credit card artwork
★ New Card
Score 49/100• Weak
₹0 Cost (Fee Waived)
AU Altura Credit Card
View Details
Joining Fee₹199
Annual Fee
₹199/yrWaived at ₹40,000/yr
Cashback SystemCashback
Best SuitedCASHBACK

Key Cashback: 1% cashback on retail transactions

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Spont Credit Card credit card artwork
★ New Card
Score 59/100• Limited
ROI: +3,712.7%
AU Spont Credit Card
View Details
Joining Fee₹299
Annual Fee
₹299/yr
Reward TypeReward Points
Best SuitedUPI

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Bank InstaPay Credit Card credit card artwork
★ New Card
Score 46/100• Weak
₹0 Cost (LTF)
AU Bank InstaPay Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedVIRTUAL UPI

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU CA Metal Credit Card credit card artwork
★ New Card
Score 62/100• Moderate
₹0 Cost (LTF)
AU CA Metal Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedPROFESSIONAL

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU CS Credit Card credit card artwork
★ New Card
Score 62/100• Moderate
₹0 Cost (LTF)
AU CS Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedPROFESSIONAL

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 54/100• Limited
₹0 Cost (Fee Waived)
Aditya Birla AU Bank ABC PRO Credit Card
View Details
Joining Fee₹999
Annual Fee
₹999/yrWaived at ₹1.5L/yr
Reward TypeReward Points
Best SuitedPREMIUM

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 50/100• Limited
₹0 Cost (LTF)
Aditya Birla AU Bank ABC NXT Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedLIFESTYLE

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 46/100• Weak
₹0 Cost (LTF)
Aditya Birla AU Bank ABC FLEX Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedCUSTOMIZABLE

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU NOMO Credit Card credit card artwork
★ New CardFD-Backed • Min FD: ₹20,000
Score 59/100• Limited
₹0 Cost (LTF)
AU NOMO Credit Card
View Details
Min Deposit₹20,000
Income ProofZero Required
Annual FeeLifetime Free
Approval100% Guaranteed

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
RuPay
★ New Card
Score 49/100• Weak
₹0 Cost (LTF)
AU Small Finance Bank Kiwi KOSMO Credit Card
Issued by:AU Small Finance BankPlatform:Kiwi
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeKiwi Cash
Best SuitedUPI COBRAND

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU Small Finance Bank Zaggle Credit Card credit card artwork
★ New Card
Score 59/100• Limited
₹0 Cost (LTF)
AU Small Finance Bank Zaggle Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeZagg Coins
Best SuitedCO BRANDED

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 53/100• Limited
ROI: +354.5%
AU Bank Business Cashback Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹1,188/yr
Reward TypeReward Points
Best SuitedBUSINESS

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 51/100• Limited
₹0 Cost (Fee Waived)
Aditya Birla AU Bank ABC BIZ Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
₹588/yrWaived at ₹1.2L/yr
Reward TypeReward Points
Best SuitedBUSINESS

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New Card
Score 53/100• Limited
₹0 Cost (LTF)
AU Corporate Credit Card
View Details
Joining Fee₹0 (Free)
Annual Fee
Lifetime Free
Reward TypeReward Points
Best SuitedCOMMERCIAL

Key Reward: 2 Reward Points per ₹100 spent

Verified 1 Sep 2026 • Bank MITC
100% Deterministic Provenance
AU ZENITH+
AU Small Finance Bank
Metal
Sample Card
Catalogue SpecimenCARDINTEL SAMPLE
Visa
★ New CardDebit CardBusiness AccountScore 68/100
Eternity Business Debit Card• AU Small Finance Bank
View Details
Annual FeeLifetime Free
Lounge Access3 visits/quarter
Forex Markup0.90%
NetworkVisa • Metal

Key Advantage: Premium corporate debit card with 0.90% forex and global lounges

Commercial metal debit card with 0.90% forex markup3 domestic + 2 international lounges per quarter for executives
Verified • Bank MITC
Bank Terms
AU Platinum Business Debit Card credit card artwork
★ New CardDebit CardWealth AccountScore 43/100Spend-Gated Lounge
Platinum Business Debit Card• AU Small Finance Bank
View Details
Annual Fee₹499 + GST
Lounge Access1 visit/quarter
Forex Markup3.0%
NetworkVisa • Platinum

Key Advantage: SaaS vendor discounts and domestic airport lounge access for business travel

Tailored for business proprietors and enterprise current accounts1 domestic airport lounge visit per quarter on qualifying spend
Verified • Bank MITC
Bank Terms
AU Platinum World Debit Card credit card artwork
★ New CardDebit CardFeatured ConsumerScore 45/100Spend-Gated Lounge
Platinum World Debit Card• AU Small Finance Bank
View Details
Annual Fee₹750 + GST
Lounge Access2 visits/quarter
Forex Markup2.5%
NetworkMastercard • World

Key Advantage: Domestic + international lounge access with balanced annual fee

Domestic & international airport lounge visits2.5% foreign currency markup rate
Verified • Bank MITC
Bank Terms
AU Royale Business Debit Card credit card artwork
★ New CardDebit CardBusiness AccountScore 61/100Spend-Gated Lounge
Royale Business Debit Card• AU Small Finance Bank
View Details
Annual FeeLifetime Free
Lounge Access2 visits/quarter
Forex Markup1.5%
NetworkVisa • Platinum

Key Advantage: High daily limits for MSME business owners with lounge entry and low forex

High daily business transaction limits (POS ₹5,00,000/day)2 domestic lounge visits per quarter on qualifying spend
Verified • Bank MITC
Bank Terms
AU Royale World Debit Card credit card artwork
★ New CardDebit CardFeatured ConsumerScore 42/100Spend-Gated Lounge
Royale World Debit Card• AU Small Finance Bank
View Details
Annual Fee₹999 + GST
Lounge Access2 visits/quarter
Forex Markup2.5%
NetworkMastercard • World

Key Advantage: 6 free international lounges annually plus domestic lounge privileges

6 complimentary international airport lounge visits per yearDomestic airport lounge access across all major metros
Verified • Bank MITC
Bank Terms