AU Small Finance Bank
AU Small Finance Bank Limited • RBI SCHEDULED COMMERCIAL BANK • MITC Verified
AU Small Finance Bank issues a verified suite of credit and payment products across RuPay, Visa, and Mastercard with audited schedules of charges.

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: Super-premium metal travel card. 2 RP per ₹100 on dining, travel, and international transactions (2% yield); 1 RP per ₹100 other eligible spends (1 RP = ₹1.00). 1,000 RP monthly cap on utility/edu/insurance. 16 domestic + 16 international Priority Pass visits (max 4/qtr). 0.99% forex markup.

Key Reward: Core premium lifestyle card. 5 RP per ₹100 on dining, grocery, departmental & intl; 3 RP per ₹100 standard retail (1 RP = ₹0.25). 1,000 bonus RP on ₹50,000 monthly spend. 2 domestic & 2 intl lounge visits/quarter (domestic gated at ₹50,000 previous-quarter spend). 1.99% forex markup.

Key Reward: Mid-tier lifestyle card. 10 RP per ₹100 on utilities (max 1,000 RP/mo); 4 RP per ₹100 on grocery & dept; 2 RP per ₹100 base (1 RP = ₹0.25). Milestones: 500 bonus RP at ₹50k/qtr + 1,000 bonus RP at ₹1L/qtr. 1 domestic airport lounge, 1 intl, 2 railway lounges/quarter (airport lounge gated at ₹50k/qtr spend).

Key Reward: India's first completely modular customizable credit card. Lifetime Free base card earning 1 RP per ₹100 (1 RP = ₹0.25). Dynamic 90-day subscription packs toggleable via AU 0101 app for 5X/10X multipliers, 5% cashback, lounge access, and OTT subscriptions. ₹99 redemption fee.

Key Miles: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Cashback: Entry retail dual-earn card. 1.5% cashback on offline POS retail (hard-capped at ₹100/mo, then 1 RP/₹100); 2 RP per ₹100 on online spends uncapped (1 RP = ₹0.25). 500 bonus RP on ₹20,000 monthly spend. 2 railway lounge visits/quarter. Zero airport lounges.

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: SwipeUp upgrade cashback card. Slab-based milestone cashback: 1% on ₹7,500, 2% on ₹12,500, 3% on ₹20,000+ monthly spend (strictly capped at ₹600/month). 2 domestic airport lounge visits/quarter (gated at ₹50,000 previous-quarter spend) + 8 railway lounge visits/year.

Key Reward: SwipeUp upgrade rewards card. Up to 12 RP per ₹100 on accelerated categories; 2 RP per ₹100 base retail (1 RP = ₹0.25). 2 domestic airport lounge visits/quarter (gated at ₹50,000 previous-quarter spend). ₹99 reward redemption tax.

Key Reward: NRI Focus premium travel credit card (NRI Status Required). 4 RP per ₹100 on intl spends; 2 RP per ₹100 on domestic retail (1 RP = ₹0.25). Utility/telecom/insurance earn 1 RP (cap 100 RP/tx). Ultra-low 0.99% forex markup, nil cash advance fee globally. 2 domestic & 2 intl lounge visits/quarter, 4 meet & assist, 4 spa, ₹500/mo duty-free cashback.

Key Cashback: 1% cashback on retail transactions

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Reward: 2 Reward Points per ₹100 spent

Key Advantage: Premium corporate debit card with 0.90% forex and global lounges

Key Advantage: SaaS vendor discounts and domestic airport lounge access for business travel

Key Advantage: Domestic + international lounge access with balanced annual fee

Key Advantage: High daily limits for MSME business owners with lounge entry and low forex

Key Advantage: 6 free international lounges annually plus domestic lounge privileges
