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AU Small Finance Bank • Visa • Platinum Tier

Royale Business Debit Card

CardIntel Score: 61/100
Zero CIBIL RequiredVerified
Apply on Official Bank Site
AU Small Finance Bank
Platinum
DEBIT
Cardholder Account
AU Royale Business Debit Card
Visa
Annual Fee
Lifetime Free
Domestic Lounge
2 visits/quarter
International Lounge
None
Forex Markup
1.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
2026 Qualifying Condition & Spend Hurdle

Requires ₹5,000 spend in preceding calendar quarter

Top Advantage & Why It Matters

High daily limits for MSME business owners with lounge entry and low forex

About Royale Business Debit Card

The Royale Business Debit Card is a Platinum tier debit product issued by AU Small Finance Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from AU Small Finance Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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High daily business transaction limits (POS ₹5,00,000/day)
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2 domestic lounge visits per quarter on qualifying spend
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Vendor payment rewards and automated expense reporting

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & Rewards

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & LoungeQUALIFIES

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & FuelQUALIFIES

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for AU Royale Business Debit Card are derived directly from AU Small Finance Bank's official bank filings.

Official Documentation URL:https://www.au.bank.in/personal-banking/debit-cards/spends-based-lounge-access
Open Official Source
AU Royale Business Debit Card
AU Small Finance Bank • Platinum
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